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Elgin
South Carolina›Lancaster County

ElginSC

A town of 2,360, settled in 1895.

Mount Carmel A.M.E. Zion Campground · Photo: Bill Fitzpatrick · CC BY-SA 3.0
Photo of Elgin

Elgin, SC · Mount Carmel A.M.E. Zion Campground · Photo: Bill Fitzpatrick · CC BY-SA 3.0

Is Elgin a good place to live?

The best of Elgin’s subject grades are an A+ for cost of living and an A− for incomes; the weakest is a D for walkability. Elgin’s median age is 54.1 years, where South Carolina’s towns sit at 38.9 years and U.S. towns at 40.5 years. Only 2 of South Carolina’s 261 towns score higher on cost of living. Elgin's public schools beat 71% of South Carolina towns on state tests and graduation. On the outdoors, just 8 of South Carolina’s 263 towns do worse. Elgin has 1 place on the National Register. Elgin has fewer than 2,500 residents, so it gets subject grades but no overall grade.

A commuter town

100% of working residents leave Elgin for work

Where Elgin’s working residents go each day. Line width shows the share.

16% → Lancaster Lancaster 16% 9% → Charlotte Charlotte 9% 9% → Rock Hill Rock Hill 9% 2% → Monroe Monroe 2% 2% → Columbia Columbia 2% 2% → Fort Mill Fort Mill 2% Elgin · 0% stay
65jobs based in Elgin
0%of working residents work in town
25 mimedian commute distance

Census LEHD 2023

How Elgin grades

Each subject compared with towns across the country (schools within South Carolina), ordered by how far Elgin is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Elgin: who provides what

Elgin is unincorporated, so Lancaster County and regional agencies provide most services.

PowerLynches River Elec Coop16.3¢/kWh · EIA 2025HIFLD · EIA
WaterLancaster County W&sd (Sc2920001) water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesLancaster CountyLancaster County provides services here
SchoolsLancaster County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn South Carolina you can register online until 30 days before Election Day, in person until 30 days before Election Day, or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLancaster Board of Voter RegistrationLancaster County; contacts on the Handbook page.FVAP, Jan 2024
ZIP code2972029720 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Elgin.

Work & commuteJobs & income grade A−

Elgin stands out in South Carolina and nationally: a smaller share of its working residents work locally

0.3% of Elgin working residents work locally, below both South Carolina’s towns (6.1%) and U.S. towns (8%). 2.9% of Elgin residents live below the poverty line. The top destinations are Lancaster (16%), Charlotte (9%) and Rock Hill (9%).

0%work in town
ElginSouth Carolina townsU.S. towns
Below the poverty line2.9%17%9.6%
Working residents who work in town0.3%6.1%8%
Average trip to work22 minutes24 minutes25 minutes
Median household income$78,000$57,000$80,000

Where working residents work

In Elgin0%
Lancaster16%
Charlotte9%
Rock Hill9%
Monroe2%
25 mi
median commute distance
65
jobs based in Elgin
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 5% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Older than South Carolina overall

People 65 and older are 31% of residents (19% statewide); adults 18 to 34 are 15% of residents (22% statewide). 23% of adults 25 and older have a bachelor’s degree or more, vs 32% across South Carolina.

54.1median age · SC 40.2
ElginSouth Carolina townsU.S. towns
Under 1815%22%22%
Bachelor’s degree or more, 25+23%23%29%
ElginSouth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma22%
High school33%
Some college13%
Associate’s10%
Bachelor’s18%
Graduate5%

Women and men · all residents

54% women, 46% men

That’s an even split within the survey’s margin of ±9.1 points. Across South Carolina, 51.3% of residents are women.

Ages and education in Elgin
ElginSCU.S.
Under 107.6%11.4%11.6%
10 to 177.8%10.1%10.3%
18 to 242%9.1%9.1%
25 to 3412.8%12.8%13.7%
35 to 446.1%12.5%13.2%
45 to 5416.5%12%12.2%
55 to 6416.7%13.2%12.7%
65 to 7414.7%11.4%10.2%
75 and older15.8%7.4%7%
No diploma21.8%9.9%10.4%
High school32.9%28.2%26%
Some college12.7%19.8%19.1%
Associate’s9.5%10%8.8%
Bachelor’s18.2%19.8%21.6%
Graduate4.9%12.3%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,400, single groups can be off by several points

HealthC

On CDC estimates, Elgin is less healthy than 66% of U.S. towns

Elgin beats the South Carolina average on 1 of 32 CDC measures and trails it on 0. 39% of adults sleep under 7 hours in Elgin.

34%healthier than U.S. townsCHealth Grade
ElginSouth Carolina townsU.S. towns
Sleep under 7 hours (CDC PLACES)39%38%36%
Diabetes (CDC PLACES)14%15%12%
Food insecurity (CDC PLACES)19%21%14%
No health insurance, 18–64 (CDC PLACES)13%13%8.1%
32 measures vs. South Carolina
1 better31 too close to call0 worse
What stands outElginSC
Fewer older adults who have lost all their teeth10.3%13.9%
MUSC Health Lancaster Medical Center
5.1 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In Elgin, expect mild winters and hot summers

Elgin has mild winters and warm summers. The July high in Elgin is 91°F.

91°summer high

Typical low → high °F

Winter33–56°
Spring48–73°
Summer67–89°
Fall50–74°
Nov 1
typical first frost
Apr 3
typical last frost
+1.1°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Elgin

Expected storm and flood damage is higher than in 57% of U.S. communities. Since 1989, 3 flood insurance claims have been paid out in Elgin.

57risk score of 100
FEMA risk score
57Moderate riskLowerHigher
Inland floodingTornadoesCold waves
3
paid flood claims since 1989

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Elgin

16pages on Elgin
After high school

Colleges nearby

1 within 15 miles of the center of Elgin

Questions about Elgin

Short answers, built from the data on this page.

Is Elgin, SC expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.