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–Not graded
Natural hazards in Woodlyn · FEMA

Storms, floods and disasters in Woodlyn

Woodlyn isn’t graded for hazard risk: Woodlyn is a Census area inside a town, graded with the town. Flood insurance has paid 30 claims here since 1978.

Flood claims
30
paid since 1978 · $604K
Disasters paid out here
0
of 19 declared for Delaware County
By hazard

What Woodlyn faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
About average · lower than 51% of U.S. census tracts
Recorded about 5 times a year in the area

Earthquakes

8%of expected building damage
Above average · higher than 68% of U.S. census tracts
Smaller shares here
 Hurricanes Tornadoes Strong wind Coastal flooding Winter storms Ice storms Lightning Hail Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 10% of Woodlyn’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodlyn flood? Sometimes: 30 flood claims since 1978

Every paid claim on a federal flood insurance policy in Woodlyn, from FEMA’s records.

Paid flood claims, by year
1978: 3 claims1979: 3 claims1980: 0 claims1981: 1 claim1982: 0 claims1983: 1 claim1984: 1 claim1985: 0 claims1986: 0 claims1987: 0 claims1988: 1 claim1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 1 claim2002: 0 claims2003: 0 claims2004: 4 claims2005: 2 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 0 claims2010: 2 claims2011: 3 claims2012: 0 claims2013: 0 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 4 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 1 claim2025: 0 claims2026: 0 claims197820042020
19782026
Biggest named events
  • Hurricane Isaias4 claims · $186K
  • Hurricane Irene3 claims · $166K
30
paid claims since 1978
$604K
paid to owners
0
homes flooded more than once
$20K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Woodlyn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.
Disasters

The storms Woodlyn remembers

None of the 19 disasters declared for Delaware County shows FEMA aid or repair money reaching Woodlyn itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20044 flood claims paidThe year of Tropical Depression Ivan, declared for Delaware County
  2. 20204 flood claims paidNo declaration for the county that year
  3. 19783 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in WoodlynDelaware County only

Delaware County has had 19 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Woodlyn after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Woodlyn archive →
Next door

Woodlyn and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Springfield TownshipAless damage than 95%river and rain flooding123
Ridley ParkAless damage than 93%river and rain flooding2
SwarthmoreAless damage than 86%river and rain flooding13
Nether Providence TownshipAless damage than 86%river and rain flooding17
Ridley TownshipA−less damage than 80%river and rain flooding85
ChesterB+less damage than 74%river and rain flooding148
EddystoneB−less damage than 51%river and rain flooding11
Folsom—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Woodlyn faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Woodlyn

Does Woodlyn flood?

Flood insurance has paid 30 claims in Woodlyn since 1978, $604K in all. The most claims came from Hurricane Isaias (4).

Is Woodlyn in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Delaware County, 39% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Woodlyn?

FEMA’s Community Rating System list shows no discount for Woodlyn’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Woodlyn?

By flood claims, Hurricane Isaias: 4 paid, $186K.

Storm stories

Memories, warnings and help from neighbors in Woodlyn.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodlyn’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.