Less hazard damage per building is expected in Winslow Township than in 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Winslow Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (90%). Flood insurance has paid 5 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Winslow Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Winslow Township’s grade
River and rain flooding is 90% of the building damage FEMA expects in Winslow Township, and Winslow Township’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts.
B lower expected damage per building than 61% of U.S. towns (21,298).
All of Winslow Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $555K a year in losses across Winslow Township: $449K to buildings, the rest to people and crops.
Does Winslow Township flood? Rarely: 5 flood claims since 1980
Every paid claim on a federal flood insurance policy in Winslow Township, from FEMA’s records: 4.3 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan1 claim · $5K
Winslow Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.The storms Winslow Township remembers
None of the 11 disasters declared for Jefferson County shows FEMA aid or repair money reaching Winslow Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19802 flood claims paidNo declaration for the county that year
- 19831 flood claims paidNo declaration for the county that year
- 20041 flood claims paidThe year of Tropical Depression Ivan, declared for Jefferson County
Jefferson County has had 11 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Winslow Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Winslow Township archive →Winslow Township and its neighbors
Winslow Township is 6th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sandy Township | A+less damage than 96% | river and rain flooding | 49 |
| Falls Creek | Aless damage than 92% | river and rain flooding | — |
| Washington Township | Aless damage than 91% | river and rain flooding | — |
| Pine Creek Township | B+less damage than 66% | river and rain flooding | — |
| Sykesville | Bless damage than 61% | river and rain flooding | 8 |
| Winslow Township | Bless damage than 61% | river and rain flooding | 5 |
| McCalmont Township | C+more damage than 57% | river and rain flooding | — |
| Henderson Township | C+more damage than 57% | river and rain flooding | 47 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Winslow Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Winslow Township
Is Winslow Township at risk for natural disasters?
On FEMA’s National Risk Index, Winslow Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (90%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Winslow Township flood?
Flood insurance has paid 5 claims in Winslow Township since 1980, $59K in all, or 4.3 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. The most claims came from Tropical Storm Ivan (1).
Is Winslow Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Winslow Township?
FEMA’s Community Rating System list shows no discount for Winslow Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Winslow Township?
By flood claims, Tropical Storm Ivan: 1 paid, $5K.
Is Winslow Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (90%), and Winslow Township’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Winslow Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Winslow Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.