Photo: Smallbones · Public domainOn FEMA’s figures, Willistown Township faces less hazard damage per building than 98% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Willistown Township gets an A+ for hazard risk: lower expected damage per building than 98% of U.S. towns, #63 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (76%). Flood insurance has paid 9 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Willistown Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Willistown Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Willistown Township, and Willistown Township’s rate of river and rain flooding damage is lower than 88% of U.S. census tracts. Next is hurricanes at 8% (higher than 67% of U.S. census tracts).
A+ #63 of 1,037 in Pennsylvania; lower expected damage per building than 98% of U.S. towns (21,298).
Willistown Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Willistown Township has less expected damage per building than 94% of Pennsylvania towns.
In dollars, FEMA expects about $3.3M a year in losses across Willistown Township: $2.5M to buildings, the rest to people and crops.
Does Willistown Township flood? Rarely: 9 flood claims since 1994
Every paid claim on a federal flood insurance policy in Willistown Township, from FEMA’s records: 2.0 per 1,000 homes, fewer than 62% of the 13,809 U.S. towns with a flood insurance record.
Willistown Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.The storms Willistown Township remembers
None of the 21 disasters declared for Chester County shows FEMA aid or repair money reaching Willistown Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20262 flood claims paidNo declaration for the county that year
- 19941 flood claims paidThe year of Severe Winter Storms, declared for Chester County
- 19961 flood claims paidThe year of Severe Storms and Flooding, declared for Chester County
Chester County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Willistown Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Willistown Township archive →Willistown Township and its neighbors
Willistown Township is 4th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Malvern | A+among the lowest damage | river and rain flooding | 2 |
| Newtown Township | A+among the lowest damage | river and rain flooding | 18 |
| Easttown Township | A+less damage than 98% | river and rain flooding | 6 |
| Willistown Township | A+less damage than 98% | river and rain flooding | 9 |
| Westtown Township | Aless damage than 94% | river and rain flooding | 5 |
| Edgmont Township | Aless damage than 94% | river and rain flooding | 11 |
| East Goshen Township | Aless damage than 93% | river and rain flooding | 12 |
| Tredyffrin Township | Aless damage than 88% | river and rain flooding | 79 |
| Paoli | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Willistown Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Willistown Township
Is Willistown Township at risk for natural disasters?
On FEMA’s National Risk Index, Willistown Township has lower expected damage per building than 98% of U.S. towns: A+ for hazard risk, #63 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (76%) and hurricanes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Willistown Township flood?
Flood insurance has paid 9 claims in Willistown Township since 1994, $109K in all, or 2.0 per 1,000 homes, fewer than 62% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Willistown Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chester County, 40% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Willistown Township?
FEMA’s Community Rating System list shows no discount for Willistown Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Willistown Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Willistown Township’s rate for it is lower than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Willistown Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Willistown Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.