Photo: Doug Kerr · CC BY-SA 2.0Waterford’s library lends 11 print items per resident, against a typical 3.9 for libraries its size
Waterford Public Library serves Waterford’s 1,476 residents. Last year it lent 19K books, movies and e-books and logged 9,045 visits.
Waterford’s library, in brief
Mostly paid for by gifts, not taxes
63% of the library’s income comes from gifts, endowments, fees and other sources, not taxes. Local taxes cover 28%. What your card is worth ↓
Busy on a lean budget
Waterford Public Library spends $24 per resident, less than 87% of similar-size libraries (typical: $54). It’s still busier than 83% of them. What your card is worth ↓
A small-town library
Waterford Public Library serves 1,476 residents with about one full-time staff, open about 25 hours a week. It’s compared only with libraries serving under 2,500 people, because per-person numbers always look big in a small town. A year at the library ↓
Waterford is a town of borrowers
Waterford Public Library lends 11 print items per resident, against a typical 3.9 for libraries serving under 2,500 people, more than 90% of similar-size libraries. What people borrow ↓
Kids borrow more here than almost anywhere
Children’s books and media are 45% of print loans, and kids’ borrowing per resident is higher than at 89% of similar-size libraries. That works out to about 30 items per child in Waterford last year. Kids & programs ↓
This summary is written from the numbers on this page. Numbers are the library’s own report to the Public Libraries Survey, fiscal year 2024; in a town this small, one busy program or a few avid readers move the per-resident numbers.
What’s behind Waterford’s civic life grade
On library visits, community nonprofits and volunteering, Waterford is ahead of 76% of U.S. towns. All three inputs are above most U.S. towns; library visits rank highest.
Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.
Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →
5 community nonprofits are registered in Waterford
3.9 per 1,000 residents, against a U.S. town median of 3.7. The largest group: youth, sports & recreation.
Community nonprofits, by kind
Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (1 here), since whether a church registers depends on its denomination, not the town.
8.9%
8.9% of Waterford’s Facebook users aged 25–44 belong to a volunteering or activism group, against 7.0% in the typical Pennsylvania town and 7.5% nationally.
Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Waterford’s residents live; 2022.
88 programs a year
Story times, clubs, classes and events, by who they’re for.
Programs last year by age group
story times and programs a week for ages 0–5, on average.
children’s books and media borrowed per child under 18 in Waterford last year.
Ahead of most similar-size libraries on 5 of 8 measures
Per resident, against libraries serving under 2,500 people across the U.S.
Waterford Public Library serves 1,476 people, so it’s measured against U.S. libraries serving under 2,500.
Every hour the doors are open, about 15 items go out
Fiscal year 2024. The library’s own count.
Almost half the print loans are kids’ books
19K loans last year: print, kids’ and digital.
Each of the 11K books and other items on the shelves went out about 1.5 time last year, on average.
2,144 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.
Find it
Waterford Public Library, 24 South Park Row, Waterford.
E-books and audiobooks from home. Loans renew on their own if no one’s waiting. Research databases: courses, journals, genealogy.
New in Waterford? The Handbook →Hours are the survey’s yearly average. Check the library’s own site for today’s hours.
For every $1 it spends, the library lends about $8.16 worth
Set what you’d borrow in a month. It starts at what the average Waterford cardholder borrows.
Typical for a library this size: $54. Operating budget $36K.
Last year the library lent and hosted about $292K worth of books, e-books, programs and Wi-Fi on a $36K budget.
Late fines apply to some overdue items.
Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 476 cardholders ÷ 12.
What this data can and can’t tell you
From the Public Libraries Survey, fiscal year 2024.
- The library’s own count. Libraries report their own visits, loans and programs. A library that didn’t respond keeps its address and hours here, with no numbers.
Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →
Questions about the library and civic life in Waterford
Does Waterford have a public library?
Yes. Waterford Public Library, 24 South Park Row, serves Waterford’s 1,476 residents (the survey’s count) and is open about 25 hours a week, averaged over the year.
Is Waterford Public Library fine-free? Does it lend e-books?
It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).
How busy is Waterford’s library?
It logged 6.1 visits and lent 12.9 items per resident in 2024, against a typical 3.5 visits for libraries serving under 2,500 people.
What is Waterford’s civic life grade?
A− Waterford is ahead of 76% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.
Book talk
Reading, story times and the library in Waterford.
Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.