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Robb Farm housePhoto: Generic1139 · CC BY-SA 3.0
A−Hazard risk
Natural hazards in Walker Township · FEMA

FEMA expects less hazard damage per building in Walker Township than in 76% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Walker Township gets an A− for hazard risk: lower expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 88%Hurricanes 6%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 76%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in Pennsylvania · lower than 76% of U.S. towns
Main hazard
River and rain flooding
88% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 13 declared for Huntingdon County

What stands out about Walker Township’s natural hazards

From FEMA’s model and FEMA’s records, below.

Lower expected damage than 76% of U.S. townsFEMA’s model of yearly storm and flood damage per dollar of building.Landslides: the top 2% of U.S. tractsFEMA’s building-damage rate for landslides here ranks in the top 2% of U.S. census tracts; it is 0.8% of the damage it expects.
By hazard

What Walker Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
About average · higher than 51% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

6%of expected building damage
Above average · higher than 68% of U.S. census tracts
Recorded about once every 19 years in the area
Smaller shares here
 Tornadoes Strong wind Earthquakes Landslides top 2% Hail Wildfire Winter storms Ice storms Cold waves Heat waves Lightning Avalanches top 2%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts strong wind at 13% of Walker Township’s expected losses. Strong wind does little damage to buildings (1.5%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Walker Township’s grade

River and rain flooding is 88% of the building damage FEMA expects in Walker Township, and Walker Township’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Next is hurricanes at 6% (higher than 68% of U.S. census tracts).

Where Walker Township sits
Walker Township
Least damageMiddleMost damage

A− lower expected damage per building than 76% of U.S. towns (21,298).

All of Walker Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding88%Hurricanes6%Everything else6%

In dollars, FEMA expects about $624K a year in losses across Walker Township: $487K to buildings, the rest to people and crops.

Shared tract.All of Walker Township’s 1,963 residents (2020 census) live in one census tract, which it shares with McConnellstown CDP (1,208 residents) and Penn township (1,077 residents) and Juniata township (437 residents) and Lincoln township (321 residents) and Marklesburg borough (200 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Walker Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Walker Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Walker Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.
Disasters

The storms Walker Township remembers

None of the 13 disasters declared for Huntingdon County shows FEMA aid or repair money reaching Walker Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Walker TownshipHuntingdon County only

Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Walker Township and its neighbors

Walker Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Juniata Township: not gradedWoodbury Township: hazard risk CPorter Township: hazard risk CSmithfield Township: hazard risk A−McConnellstown: not gradedPenn Township: hazard risk A−Juniata TownshipWoodbury TownshipPorter TownshipSmithfield TownshipMcConnellstownPenn TownshipWalker Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Smithfield TownshipA−less damage than 82%river and rain flooding—
Penn TownshipA−less damage than 76%river and rain flooding24
Walker TownshipA−less damage than 76%river and rain flooding0
Porter TownshipCmore damage than 68%river and rain flooding15
Woodbury TownshipCmore damage than 72%river and rain flooding12
Juniata Township—411 residents; we grade 1,000+
McConnellstown—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Walker Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Walker Township

Is Walker Township at risk for natural disasters?

On FEMA’s National Risk Index, Walker Township has lower expected damage per building than 76% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (88%) and hurricanes (6%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Walker Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.

How much is flood insurance in Walker Township?

FEMA’s Community Rating System list shows no discount for Walker Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Walker Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (88%), and Walker Township’s rate for it is higher than 51% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Walker Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Walker Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.