Photo: Nyttend · Public domainMeasured against area pay, Upper Yoder Township costs less to live in than 67% of U.S. towns
It ranks #242 of 1,035 in Pennsylvania for affordability. Home prices around Upper Yoder Township have risen about 49% over the past 5 years. Builders were permitted 1 new home in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Johnstown, PA metro area ($58K). How TownRatings grades cost of living
The grade compares costs with what households across the Johnstown metro earn ($58K, Census 2020–24). The typical home costs 2.6 years of metro income, and 32% of renters pay 30% or more of income for housing.
In dollars
- $1,140a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 86prices across the Johnstown metro, where the U.S. is 100 (housing 42)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$58K, Johnstown-area income
- 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 32%of renters pay 30%+ of income for housing; across Pennsylvania: 48%Census 2020–24
- 6%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Upper Yoder Township
What’s behind Upper Yoder Township’s grade
Measured against what households in the area earn, Upper Yoder Township is more affordable than 67% of U.S. towns, #242 of 1,035 in Pennsylvania. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.
Home prices up 49% in 5 years
The federal house price index for the ZIP code around Upper Yoder Township rose 49% over the past 5 years, about the same as across Pennsylvania. Last year prices rose 3.1%. Carrying the Census median home value forward with that index puts the typical Upper Yoder Township home at roughly $197,000 today.
Carrying the Census median forward with the index puts a typical home at about $197K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Upper Yoder Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 2.6 years of area income
The calculator starts from the area income the grade uses. Switch to Upper Yoder Township’s own median, or type yours.
That covers a typical Upper Yoder Township home, with $9K to spare.
A two-bedroom rents for about $1,140 a month here, $150 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Upper Yoder Township’s typical property tax (1.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,140
Renters already here pay a median of $869, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Johnstown, PA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Upper Yoder Township in 2025. That's 0.2 per 1,000 residents, slower than across Pennsylvania (2). Over the past 10 years, Upper Yoder Township has permitted 8 homes in all.
Between the 2010 and 2020 censuses, Upper Yoder Township's population fell by 302 even though 9 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Pennsylvania: 1.4 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 2 | 2 | 0 | $711,000 |
| 2025 | 1 | 1 | 0 | $350,000 |
| 2024 | 3 | 3 | 0 | $1.1 million |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 2 | 2 | 0 | $780,000 |
| 2020 | 1 | 1 | 0 | $233,000 |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 1 | 1 | 0 | $240,000 |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 2 | 2 | 0 | $514,000 |
| 2014 | 1 | 1 | 0 | $241,000 |
| 2013 | 1 | 1 | 0 | $265,000 |
| 2012 | 1 | 1 | 0 | $230,000 |
| 2011 | 3 | 3 | 0 | $907,000 |
| 2010 | 0 | 0 | 0 | $168,000 |
| 2009 | 2 | 2 | 0 | $385,000 |
| 2008 | 2 | 2 | 0 | $375,000 |
| 2007 | 3 | 3 | 0 | $406,000 |
| 2006 | 4 | 4 | 0 | $1.5 million |
| 2005 | 7 | 7 | 0 | $1.4 million |
| 2004 | 5 | 5 | 0 | $470,000 |
| 2003 | 9 | 9 | 0 | $1.7 million |
| 2002 | 11 | 11 | 0 | $3.7 million |
| 2001 | 6 | 6 | 0 | $1.4 million |
| 2000 | 5 | 5 | 0 | $500,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $2,418, under the Pennsylvania median of $3,311, because homes cost less. As a share of value it’s 1.58% a year, against 1.30% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Upper Yoder Township
Only figures published free for the whole country, each labeled with the area it covers: the Johnstown, PA metro area, or Pennsylvania. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 86 | PA 98 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 101 | PA 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 109 | PA 109 | metro | BEA, 2024 |
| Other services U.S. = 100 | 98 | PA 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Upper Yoder Township vs. its neighbors
Zillow publishes no value for Upper Yoder Township. Westmont and Fairfield Township and Southmont and Elim and Lower Yoder Township and Ferndale have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Upper Yoder Township | B+ | — | $153K | 1.58% | $1,140 |
| Elim | – | — | $113K | 1.74% | $1,140 |
| Fairfield Township | A | — | $179K | 1.03% | $1,030 |
| Southmont | B | — | $126K | 2.08% | $1,140 |
| Johnstown | A | $106K | $45K | 2.64% | $1,000 |
| Ferndale | A− | — | $83K | 1.72% | $1,140 |
| Westmont | B− | — | $181K | 2.24% | $1,140 |
| Lower Yoder Township | A− | — | $98K | 1.42% | $1,070 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Upper Yoder Township
Is Upper Yoder Township expensive to live in?
Measured against what households in the area earn, Upper Yoder Township costs less than 67% of U.S. towns: a B+ for cost of living, #242 of 1,035 in Pennsylvania. The typical home costs 2.6 years of the median household income of the Johnstown, PA metro area ($58K).
How much is rent in Upper Yoder Township?
HUD puts a two-bedroom at about $1,140 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $869 (Census 2020–24).
What are property taxes in Upper Yoder Township?
The median bill is $2,418 a year, 1.58% of the median home value (Pennsylvania: $3,311, 1.30%), from the Census 2020–24.
Neighbors talk housing
What Upper Yoder Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.