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Line Mountain in Upper Mahanoy TownshipPhoto: Jakec · CC BY-SA 4.0
–Not graded
Natural hazards in Upper Mahanoy Township · FEMA

Storms, floods and disasters in Upper Mahanoy Township

Upper Mahanoy Township isn’t graded for hazard risk: Upper Mahanoy Township has 769 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2018.

Flood claims
1
paid since 2018 · $13K
Disasters paid out here
0
of 15 declared for Northumberland County
By hazard

What Upper Mahanoy Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Well above average · higher than 81% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Hurricanes Tornadoes Strong wind Earthquakes Landslides top 2% Wildfire Winter storms Ice storms Hail Cold waves Heat waves Lightning Avalanches top 1%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upper Mahanoy Township flood? Rarely: 1 flood claim since 2018

Every paid claim on a federal flood insurance policy in Upper Mahanoy Township, from FEMA’s records.

Paid flood claims, by year
2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2018
20182026
1
paid claims since 2018
$13K
paid to owners
0
homes flooded more than once
$13K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Upper Mahanoy Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northumberland County.
Disasters

The storms Upper Mahanoy Township remembers

None of the 15 disasters declared for Northumberland County shows FEMA aid or repair money reaching Upper Mahanoy Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20181 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Upper Mahanoy TownshipNorthumberland County only

Northumberland County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Upper Mahanoy Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Upper Mahanoy Township archive →
Next door

Upper Mahanoy Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Washington Township: not gradedWest Cameron Township: not gradedUpper Mahantongo Township: not gradedEast Cameron Township: not gradedJordan Township: not gradedWashington TownshipWest Cameron TownshipUpper Mahantongo TownshipEast Cameron TownshipJordan TownshipUpper Mahanoy Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Washington Township—798 residents; we grade 1,000+
West Cameron Township—557 residents; we grade 1,000+
Upper Mahantongo Township—550 residents; we grade 1,000+
East Cameron Township—663 residents; we grade 1,000+
Jordan Township—791 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Upper Mahanoy Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Upper Mahanoy Township

Does Upper Mahanoy Township flood?

Flood insurance has paid 1 claim in Upper Mahanoy Township since 2018, $13K in all.

Is Upper Mahanoy Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Northumberland County, 15% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.

How much is flood insurance in Upper Mahanoy Township?

FEMA’s Community Rating System list shows no discount for Upper Mahanoy Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Upper Mahanoy Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Upper Mahanoy Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.