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C−Hazard risk
Natural hazards in Tuscarora Township · FEMA

FEMA puts Tuscarora Township’s expected hazard damage per building above that of 80% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Tuscarora Township gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns. Most of that expected damage is river and rain flooding (89%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 89%Hurricanes 7%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 80%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C−
in Pennsylvania · higher than 80% of U.S. towns
Main hazard
River and rain flooding
89% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 15 declared for Juniata County
By hazard

What Tuscarora Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

89%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 1 years in the area

Hurricanes

7%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 16 years in the area
Smaller shares here
 Tornadoes Strong wind Earthquakes Hail Wildfire Winter storms Ice storms Landslides top 4% Cold waves Heat waves Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Tuscarora Township’s grade

River and rain flooding is 89% of the building damage FEMA expects in Tuscarora Township, and Tuscarora Township’s rate of river and rain flooding damage is higher than 89% of U.S. census tracts. Next is hurricanes at 7% (higher than 82% of U.S. census tracts).

Where Tuscarora Township sits
Tuscarora Township
Least damageMiddleMost damage

C− higher expected damage per building than 80% of U.S. towns (21,298).

All of Tuscarora Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding89%Hurricanes7%Everything else4%

In dollars, FEMA expects about $563K a year in losses across Tuscarora Township: $466K to buildings, the rest to people and crops.

Shared tract.All of Tuscarora Township’s 1,134 residents (2020 census) live in one census tract, which it shares with Lack township (636 residents) and East Waterford CDP (156 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Tuscarora Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Tuscarora Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Tuscarora Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Juniata County.
Disasters

The storms Tuscarora Township remembers

None of the 15 disasters declared for Juniata County shows FEMA aid or repair money reaching Tuscarora Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Tuscarora TownshipJuniata County only

Juniata County has had 15 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Tuscarora Township and its neighbors

Tuscarora Township is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Jackson Township: not gradedNortheast Madison Township: not gradedBratton Township: hazard risk C−Toboyne Township: not gradedLack Township: not gradedBeale Township: not gradedSpruce Hill Township: not gradedMilford Township: hazard risk C−Jackson TownshipNortheast Madison TownshipBratton TownshipToboyne TownshipLack TownshipBeale TownshipSpruce Hill TownshipMilford TownshipTuscarora Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Bratton TownshipC−more damage than 77%river and rain flooding20
Milford TownshipC−more damage than 78%river and rain flooding—
Tuscarora TownshipC−more damage than 80%river and rain flooding0
Jackson Township—533 residents; we grade 1,000+
Northeast Madison Township—845 residents; we grade 1,000+
Toboyne Township—488 residents; we grade 1,000+
Lack Township—629 residents; we grade 1,000+
Beale Township—756 residents; we grade 1,000+
Spruce Hill Township—818 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Tuscarora Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Tuscarora Township

Is Tuscarora Township at risk for natural disasters?

On FEMA’s National Risk Index, Tuscarora Township has higher expected damage per building than 80% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (89%) and hurricanes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Tuscarora Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Juniata County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Tuscarora Township?

FEMA’s Community Rating System list shows no discount for Tuscarora Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Tuscarora Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (89%), and Tuscarora Township’s rate for it is higher than 89% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Tuscarora Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tuscarora Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.