Photo: Doug Kerr · CC BY-SA 2.0On FEMA’s figures, Tremont faces more hazard damage per building than 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tremont gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 42 claims here since 2004.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tremont faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tremont’s grade
River and rain flooding is 91% of the building damage FEMA expects in Tremont, and Tremont’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts.
C higher expected damage per building than 71% of U.S. towns (21,298).
All of Tremont’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $736K a year in losses across Tremont: $564K to buildings, the rest to people and crops.
Does Tremont flood? Sometimes: 42 flood claims since 2004
Every paid claim on a federal flood insurance policy in Tremont, from FEMA’s records: 64.0 per 1,000 homes, more than 94% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Lee7 claims · $114K
- Tropical Storm Ivan4 claims · $51K
Tremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schuylkill County.3 federal disasters brought FEMA money to Tremont
Disasters that paid out in Tremont itself (aid to households or repair grants to the Borough of Tremont), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee72 households applied for aid$131K aid approved7 flood claims paid for it, $114K
- 2006Severe Storms, Flooding, and Mudslides11 households applied for aid$23K aid approved3 flood claims paid that year
- 2004Tropical Depression Ivan14 households applied for aid$25K aid approved4 flood claims paid for it, $51K
Schuylkill County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tremont after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tremont archive →Tremont and its neighbors
Tremont has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Tremont | Cmore damage than 71% | river and rain flooding | 42 |
| Tremont Township | — | 272 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tremont faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tremont
Is Tremont at risk for natural disasters?
On FEMA’s National Risk Index, Tremont has higher expected damage per building than 71% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tremont flood?
Flood insurance has paid 42 claims in Tremont since 2004, $1.2M in all, or 64.0 per 1,000 homes, more than 94% of U.S. towns with a flood insurance record. 10 properties have flooded more than once. The most claims came from Tropical Storm Lee (7).
Is Tremont in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schuylkill County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Tremont?
FEMA’s Community Rating System list shows no discount for Tremont’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tremont?
By FEMA money that reached Tremont, Tropical Storm Lee (2011): 72 households applied for aid, $131K approved. By flood claims, Tropical Storm Lee: 7 paid, $114K.
Is Tremont at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Tremont’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tremont.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tremont’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.