Photo: Adam Moss · CC BY-SA 2.0On FEMA’s figures, few U.S. towns expect less hazard damage per building than Telford, mostly from river and rain flooding
On FEMA’s National Risk Index, Telford gets an A+ for hazard risk: among the lowest expected damage per building of U.S. towns, #38 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (76%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Telford faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Telford’s grade
River and rain flooding is 76% of the building damage FEMA expects in Telford, and Telford’s rate of river and rain flooding damage is lower than 90% of U.S. census tracts. Next is earthquakes at 7% (higher than 51% of U.S. census tracts).
A+ #38 of 1,037 in Pennsylvania; among the lowest expected damage per building of U.S. towns (21,298).
Telford’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Telford has less expected damage per building than 96% of Pennsylvania towns.
In dollars, FEMA expects about $768K a year in losses across Telford: $465K to buildings, the rest to people and crops.
Does Telford flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Telford. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Telford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.3 federal disasters brought FEMA money to Telford
Disasters that paid out in Telford itself (aid to households or repair grants to the Borough of Telford), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida53 households applied for aid$104K aid approved
- 2011Hurricane Irene8 households applied for aid$13K aid approved
- 2006Severe Storms, Flooding, and Mudslides1 households applied for aid$2K aid approved
Its 2 counties have had 25 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Telford after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Telford archive →Telford and its neighbors
Telford has the lowest expected damage per building of the 5 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Telford | A+among the lowest damage | river and rain flooding | 0 |
| Souderton | A+less damage than 98% | river and rain flooding | 1 |
| Franconia Township | Aless damage than 93% | river and rain flooding | 2 |
| Hilltown Township | Aless damage than 92% | river and rain flooding | 7 |
| West Rockhill Township | Aless damage than 90% | river and rain flooding | 29 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Telford faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Telford
Is Telford at risk for natural disasters?
On FEMA’s National Risk Index, Telford has among the lowest expected damage per building of U.S. towns: A+ for hazard risk, #38 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (76%) and earthquakes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Telford in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 47% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Telford?
FEMA’s Community Rating System list shows no discount for Telford’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Telford?
By FEMA money that reached Telford, Remnants of Hurricane Ida (2021): 53 households applied for aid, $104K approved.
Is Telford at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Telford’s rate for it is lower than 90% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Telford.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Telford’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.