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–Not graded
Natural hazards in Swedeland · FEMA

Storms, floods and disasters in Swedeland

Swedeland isn’t graded for hazard risk: Swedeland is a Census area inside a town, graded with the town. Flood insurance has paid 14 claims here since 1979.

Flood claims
14
paid since 1979 · $495K
Disasters paid out here
0
of 23 declared for Montgomery County
By hazard

What Swedeland faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Well below average · lower than 80% of U.S. census tracts
Recorded about 6 times a year in the area

Earthquakes

8%of expected building damage
Above average · higher than 60% of U.S. census tracts

Hurricanes

6%of expected building damage
Above average · higher than 65% of U.S. census tracts
Recorded about once every 11 years in the area

Tornadoes

6%of expected building damage
About average · lower than 50% of U.S. census tracts
Smaller shares here
 Strong wind Winter storms Hail Ice storms Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Swedeland flood? Sometimes: 14 flood claims since 1979

Every paid claim on a federal flood insurance policy in Swedeland, from FEMA’s records.

Paid flood claims, by year
1979: 1 claim1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 3 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 2 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 2 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 2 claims2021: 2 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199920042011
19792026
Biggest named events
  • Hurricane Ida2 claims · $132K
  • Hurricane Isaias2 claims · $98K
  • Hurricane Irene2 claims · $45K
14
paid claims since 1979
$495K
paid to owners
0
homes flooded more than once
$35K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Swedeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.
Disasters

The storms Swedeland remembers

None of the 23 disasters declared for Montgomery County shows FEMA aid or repair money reaching Swedeland itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19993 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Montgomery County
  2. 20042 flood claims paidThe year of Tropical Depression Ivan, declared for Montgomery County
  3. 20112 flood claims paidThe year of Tropical Storm Lee, declared for Montgomery County
Disasters declared, by decade
Paid out in SwedelandMontgomery County only

Montgomery County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Swedeland after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Swedeland archive →
Next door

Swedeland and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Plymouth TownshipB+less damage than 70%river and rain flooding339
Upper Merion TownshipB+less damage than 67%river and rain flooding93
West ConshohockenCmore damage than 66%river and rain flooding11
King of Prussia—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Swedeland faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Swedeland

Does Swedeland flood?

Flood insurance has paid 14 claims in Swedeland since 1979, $495K in all. The most claims came from Hurricane Ida (2).

Is Swedeland in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 47% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Swedeland?

FEMA’s Community Rating System list shows no discount for Swedeland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Swedeland?

By flood claims, Hurricane Ida: 2 paid, $132K.

Storm stories

Memories, warnings and help from neighbors in Swedeland.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Swedeland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.