Photo: Nyttend · Public domainStorms, floods and disasters in Sutersville
Sutersville isn’t graded for hazard risk: Sutersville has 544 residents; we grade towns of 1,000 or more. Flood insurance has paid 39 claims here since 1978.
What Sutersville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Sutersville flood? Sometimes: 39 flood claims since 1978
Every paid claim on a federal flood insurance policy in Sutersville, from FEMA’s records.
- Tropical Storm Ivan1 claim · $9K
- The March 2010 nor’easter1 claim · $1K
Sutersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Westmoreland County.1 federal disaster brought FEMA money to Sutersville
Disasters that paid out in Sutersville itself (aid to households or repair grants to the Borough of Sutersville), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan1 households applied for aid$638 aid approved1 flood claim paid for it, $9K
Westmoreland County has had 17 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sutersville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sutersville archive →Sutersville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sewickley Township | Bless damage than 62% | river and rain flooding | 74 |
| Elizabeth Township | C+more damage than 58% | river and rain flooding | 151 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sutersville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sutersville
Does Sutersville flood?
Flood insurance has paid 39 claims in Sutersville since 1978, $250K in all. 3 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is Sutersville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Westmoreland County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Sutersville?
FEMA’s Community Rating System list shows no discount for Sutersville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sutersville?
By FEMA money that reached Sutersville, Tropical Depression Ivan (2004): 1 households applied for aid, $638 approved. By flood claims, Tropical Storm Ivan: 1 paid, $9K.
Storm stories
Memories, warnings and help from neighbors in Sutersville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sutersville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.