Photo: Public domain · Public domainStorms, floods and disasters in Starrucca
Starrucca isn’t graded for hazard risk: Starrucca has 171 residents; we grade towns of 1,000 or more. Flood insurance has paid 17 claims here since 1979.
What Starrucca faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Starrucca flood? Sometimes: 17 flood claims since 1979
Every paid claim on a federal flood insurance policy in Starrucca, from FEMA’s records.
- Tropical Storm Ivan3 claims · $22K
- Hurricane Gloria2 claims · $15K
Starrucca isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.3 federal disasters brought FEMA money to Starrucca
Disasters that paid out in Starrucca itself (aid to households or repair grants to the Borough of Starrucca), newest first, with that year’s flood claims.
- 2006Severe Storms, Flooding, and Mudslides6 households applied for aid$12K aid approved3 flood claims paid that year
- 2005Severe Storms and Flooding11 households applied for aid$16K aid approved2 flood claims paid that year
- 2004Tropical Depression Ivan4 households applied for aid$5K aid approved3 flood claims paid for it, $22K
Wayne County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Starrucca after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Starrucca archive →Starrucca and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Preston Township | Bless damage than 59% | river and rain flooding | 1 |
| Thompson Township | — | 344 residents; we grade 1,000+ | |
| Scott Township | — | 434 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Starrucca faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Starrucca
Does Starrucca flood?
Flood insurance has paid 17 claims in Starrucca since 1979, $75K in all. 2 properties have flooded more than once. The most claims came from Tropical Storm Ivan (3).
Is Starrucca in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wayne County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Starrucca?
FEMA’s Community Rating System list shows no discount for Starrucca’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Starrucca?
By FEMA money that reached Starrucca, Severe Storms and Flooding (2005): 11 households applied for aid, $16K approved. By flood claims, Tropical Storm Ivan: 3 paid, $22K.
Storm stories
Memories, warnings and help from neighbors in Starrucca.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Starrucca’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.