Photo: Generic1139 · CC BY 3.0Storms, floods and disasters in South Versailles Township
South Versailles Township isn’t graded for hazard risk: South Versailles Township has 312 residents; we grade towns of 1,000 or more. Flood insurance has paid 5 claims here since 1978.
What South Versailles Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does South Versailles Township flood? Rarely: 5 flood claims since 1978
Every paid claim on a federal flood insurance policy in South Versailles Township, from FEMA’s records.
South Versailles Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegheny County.The storms South Versailles Township remembers
None of the 15 disasters declared for Allegheny County shows FEMA aid or repair money reaching South Versailles Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19782 flood claims paidNo declaration for the county that year
- 19962 flood claims paidThe year of Severe Storms and Flooding, declared for Allegheny County
- 20181 flood claims paidNo declaration for the county that year
Allegheny County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of South Versailles Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the South Versailles Township archive →South Versailles Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| North Huntingdon Township | Aless damage than 93% | river and rain flooding | 52 |
| White Oak | B+less damage than 69% | river and rain flooding | 9 |
| Elizabeth Township | C+more damage than 58% | river and rain flooding | 151 |
| Coulter | — | 236 residents; we grade 1,000+ | |
| Greenock | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what South Versailles Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in South Versailles Township
Does South Versailles Township flood?
Flood insurance has paid 5 claims in South Versailles Township since 1978, $17K in all.
Is South Versailles Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Allegheny County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in South Versailles Township?
FEMA’s Community Rating System list shows no discount for South Versailles Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in South Versailles Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where South Versailles Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.