Photo: Dougtone · CC BY-SA 2.0FEMA expects less hazard damage per building in Sandycreek Township than in 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Sandycreek Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns. Most of that expected damage is river and rain flooding (90%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sandycreek Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sandycreek Township’s grade
River and rain flooding is 90% of the building damage FEMA expects in Sandycreek Township, and Sandycreek Township’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts.
B+ lower expected damage per building than 68% of U.S. towns (21,298).
Sandycreek Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $593K a year in losses across Sandycreek Township: $524K to buildings, the rest to people and crops.
Does Sandycreek Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Sandycreek Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Sandycreek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Venango County.The storms Sandycreek Township remembers
None of the 12 disasters declared for Venango County shows FEMA aid or repair money reaching Sandycreek Township itself in FEMA’s records, so these are its biggest flood-claim years.
Venango County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Sandycreek Township and its neighbors
Sandycreek Township is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cranberry Township | Aless damage than 91% | river and rain flooding | 28 |
| Sandycreek Township | B+less damage than 68% | river and rain flooding | 0 |
| Sugarcreek | Bless damage than 64% | river and rain flooding | 43 |
| Frenchcreek Township | C−more damage than 79% | river and rain flooding | — |
| Rockland Township | C−more damage than 81% | river and rain flooding | 3 |
| Franklin | Dmore damage than 86% | river and rain flooding | 23 |
| Victory Township | — | 411 residents; we grade 1,000+ | |
| Polk | — | 615 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sandycreek Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sandycreek Township
Is Sandycreek Township at risk for natural disasters?
On FEMA’s National Risk Index, Sandycreek Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (90%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Sandycreek Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Venango County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Sandycreek Township?
FEMA’s Community Rating System list shows no discount for Sandycreek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Sandycreek Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (90%), and Sandycreek Township’s rate for it is higher than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sandycreek Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sandycreek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.