Photo: Generic1139 · CC BY 3.0FEMA expects more hazard damage per building in Saltlick Township than in 63% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Saltlick Township gets a C+ for hazard risk: higher expected damage per building than 63% of U.S. towns, #862 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 16 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Saltlick Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Saltlick Township’s grade
River and rain flooding is 94% of the building damage FEMA expects in Saltlick Township, and Saltlick Township’s rate of river and rain flooding damage is higher than 82% of U.S. census tracts.
C+ #862 of 1,037 in Pennsylvania; higher expected damage per building than 63% of U.S. towns (21,298).
All of Saltlick Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Saltlick Township has more expected damage per building than 83% of Pennsylvania towns.
In dollars, FEMA expects about $1.4M a year in losses across Saltlick Township: $1.4M to buildings, the rest to people and crops.
Does Saltlick Township flood? Sometimes: 16 flood claims since 1978
Every paid claim on a federal flood insurance policy in Saltlick Township, from FEMA’s records: 10.2 per 1,000 homes, more than 74% of the 13,809 U.S. towns with a flood insurance record.
Saltlick Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fayette County.The storms Saltlick Township remembers
None of the 15 disasters declared for Fayette County shows FEMA aid or repair money reaching Saltlick Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19964 flood claims paidThe year of Severe Storms and Flooding, declared for Fayette County
- 20033 flood claims paidThe year of Snow, declared for Fayette County
- 20022 flood claims paidNo declaration for the county that year
Fayette County has had 15 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Saltlick Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Saltlick Township archive →Saltlick Township and its neighbors
Saltlick Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Donegal Township | Aless damage than 89% | river and rain flooding | 14 |
| Bullskin Township | B−less damage than 51% | river and rain flooding | 13 |
| Springfield Township | C+more damage than 63% | river and rain flooding | 8 |
| Saltlick Township | C+more damage than 63% | river and rain flooding | 16 |
| Middlecreek Township | — | 682 residents; we grade 1,000+ | |
| Seven Springs | — | 40 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Saltlick Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Saltlick Township
Is Saltlick Township at risk for natural disasters?
On FEMA’s National Risk Index, Saltlick Township has higher expected damage per building than 63% of U.S. towns: C+ for hazard risk, #862 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Saltlick Township flood?
Flood insurance has paid 16 claims in Saltlick Township since 1978, $41K in all, or 10.2 per 1,000 homes, more than 74% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Saltlick Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fayette County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Saltlick Township?
FEMA’s Community Rating System list shows no discount for Saltlick Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Saltlick Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Saltlick Township’s rate for it is higher than 82% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Saltlick Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Saltlick Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.