Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0On FEMA’s figures, Rye Township faces more hazard damage per building than 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Rye Township gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 8 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Rye Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rye Township’s grade
River and rain flooding is 92% of the building damage FEMA expects in Rye Township, and Rye Township’s rate of river and rain flooding damage is higher than 88% of U.S. census tracts.
C− higher expected damage per building than 76% of U.S. towns (21,298).
Rye Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $821K a year in losses across Rye Township: $636K to buildings, the rest to people and crops.
Does Rye Township flood? Rarely: 8 flood claims since 1979
Every paid claim on a federal flood insurance policy in Rye Township, from FEMA’s records: 8.3 per 1,000 homes, more than 70% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida1 claim · $6K
Rye Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Perry County.The storms Rye Township remembers
None of the 16 disasters declared for Perry County shows FEMA aid or repair money reaching Rye Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19792 flood claims paidNo declaration for the county that year
- 19872 flood claims paidNo declaration for the county that year
- 20061 flood claims paidThe year of Severe Storms, Flooding, and Mudslides, declared for Perry County
Perry County has had 16 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Rye Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rye Township archive →Rye Township and its neighbors
Rye Township is 7th of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Middlesex Township | Aless damage than 93% | river and rain flooding | 7 |
| Hampden Township | B+less damage than 68% | river and rain flooding | 165 |
| East Pennsboro Township | Bless damage than 64% | river and rain flooding | 134 |
| Silver Spring Township | B−less damage than 52% | river and rain flooding | 43 |
| Wheatfield Township | B−more damage than 52% | river and rain flooding | 30 |
| Carroll Township | C+more damage than 63% | river and rain flooding | 53 |
| Rye Township | C−more damage than 76% | river and rain flooding | 8 |
| Marysville | C−more damage than 76% | river and rain flooding | 78 |
| Penn Township | C−more damage than 81% | river and rain flooding | 254 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rye Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rye Township
Is Rye Township at risk for natural disasters?
On FEMA’s National Risk Index, Rye Township has higher expected damage per building than 76% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (92%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Rye Township flood?
Flood insurance has paid 8 claims in Rye Township since 1979, $85K in all, or 8.3 per 1,000 homes, more than 70% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Hurricane Ida (1).
Is Rye Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Perry County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Rye Township?
FEMA’s Community Rating System list shows no discount for Rye Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Rye Township?
By flood claims, Hurricane Ida: 1 paid, $6K.
Is Rye Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and Rye Township’s rate for it is higher than 88% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rye Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rye Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.