Photo: Nyttend · Public domainOn FEMA’s figures, Pulaski Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Pulaski Township gets a B− for hazard risk: higher expected damage per building than 50% of U.S. towns, #759 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (94%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pulaski Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pulaski Township’s grade
River and rain flooding is 94% of the building damage FEMA expects in Pulaski Township, and Pulaski Township’s rate of river and rain flooding damage is higher than 75% of U.S. census tracts.
B− #759 of 1,037 in Pennsylvania; higher expected damage per building than 50% of U.S. towns (21,298).
All of Pulaski Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Pulaski Township has more expected damage per building than 73% of Pennsylvania towns.
In dollars, FEMA expects about $762K a year in losses across Pulaski Township: $702K to buildings, the rest to people and crops.
Does Pulaski Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Pulaski Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Pulaski Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lawrence County.3 federal disasters brought FEMA money to Pulaski Township
Disasters that paid out in Pulaski Township itself (aid to households or repair grants to Pulaski Township), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan3 households applied for aid$17K aid approved
- 2004Severe Storms and Flooding Associated with Tropical Depression Frances2 households applied for aid$2K aid approved
- 2003Severe Storms, Tornadoes, and Flooding20 households applied for aid$34K aid approved
Lawrence County has had 9 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pulaski Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pulaski Township archive →Pulaski Township and its neighbors
Pulaski Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Coitsville Township | Aless damage than 94% | river and rain flooding | 1 |
| Wilmington Township | B−less damage than 54% | river and rain flooding | 12 |
| Pulaski Township | B−more damage than 50% | river and rain flooding | 0 |
| Mahoning Township | C+more damage than 58% | river and rain flooding | 9 |
| Shenango Township | Cmore damage than 68% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Pulaski Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pulaski Township
Is Pulaski Township at risk for natural disasters?
On FEMA’s National Risk Index, Pulaski Township has higher expected damage per building than 50% of U.S. towns: B− for hazard risk, #759 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Pulaski Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lawrence County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Pulaski Township?
FEMA’s Community Rating System list shows no discount for Pulaski Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pulaski Township?
By FEMA money that reached Pulaski Township, Severe Storms, Tornadoes, and Flooding (2003): 20 households applied for aid, $34K approved.
Is Pulaski Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Pulaski Township’s rate for it is higher than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pulaski Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pulaski Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.