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Raccoon Creek near mouthPhoto: Nyttend · Public domain
–Not graded
Natural hazards in Potter Township · FEMA

Storms, floods and disasters in Potter Township

Potter Township isn’t graded for hazard risk: Potter Township has 519 residents; we grade towns of 1,000 or more. Flood insurance has paid 10 claims here since 1979.

Flood claims
10
paid since 1979 · $50K
Flooded more than once
1
properties
Disasters paid out here
0
of 12 declared for Beaver County
By hazard

What Potter Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
Well below average · lower than 96% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

8%of expected building damage
About average · lower than 55% of U.S. census tracts
Smaller shares here
 Hail Strong wind Earthquakes Hurricanes Ice storms Winter storms Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Potter Township flood? Sometimes: 10 flood claims since 1979

Every paid claim on a federal flood insurance policy in Potter Township, from FEMA’s records.

Paid flood claims, by year
1979: 2 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 3 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 2 claims2005: 0 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 2 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919962004
19792026
Biggest named events
  • Tropical Storm Ivan2 claims · $8K
10
paid claims since 1979
$50K
paid to owners
1
homes flooded more than once
$5K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Potter Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.
Disasters

The storms Potter Township remembers

None of the 12 disasters declared for Beaver County shows FEMA aid or repair money reaching Potter Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19963 flood claims paidThe year of Flooding, Severe Storms, declared for Beaver County
  2. 19792 flood claims paidNo declaration for the county that year
  3. 20042 flood claims paidThe year of Tropical Depression Ivan, declared for Beaver County
Disasters declared, by decade
Paid out in Potter TownshipBeaver County only

Beaver County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Potter Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Potter Township archive →
Next door

Potter Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Center TownshipA+less damage than 98%river and rain flooding61
Raccoon TownshipA+less damage than 97%river and rain flooding1
Vanport TownshipB+less damage than 70%river and rain flooding1
BeaverBless damage than 62%river and rain flooding1
IndustryC+more damage than 58%river and rain flooding14
Shippingport—159 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Potter Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Potter Township

Does Potter Township flood?

Flood insurance has paid 10 claims in Potter Township since 1979, $50K in all. 1 properties have flooded more than once. The most claims came from Tropical Storm Ivan (2).

Is Potter Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beaver County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Potter Township?

FEMA’s Community Rating System list shows no discount for Potter Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Potter Township?

By flood claims, Tropical Storm Ivan: 2 paid, $8K.

Storm stories

Memories, warnings and help from neighbors in Potter Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Potter Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.