Merrill Lock No. 6 · Photo: Nyttend · Public domainFEMA expects about as much hazard damage per building in Industry as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Industry gets a C+ for hazard risk: higher expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 14 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Industry faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Industry’s grade
River and rain flooding is 94% of the building damage FEMA expects in Industry, and Industry’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts.
C+ higher expected damage per building than 58% of U.S. towns (21,298).
All of Industry’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $769K a year in losses across Industry: $738K to buildings, the rest to people and crops.
Does Industry flood? Sometimes: 14 flood claims since 1978
Every paid claim on a federal flood insurance policy in Industry, from FEMA’s records: 18.9 per 1,000 homes, more than 83% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan1 claim · $7K
Industry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beaver County.1 federal disaster brought FEMA money to Industry
Disasters that paid out in Industry itself (aid to households or repair grants to the Borough of Industry), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan9 households applied for aid$31K aid approved1 flood claim paid for it, $7K
Beaver County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Industry after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Industry archive →Industry and its neighbors
Industry is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Brighton Township | A+less damage than 98% | river and rain flooding | 6 |
| Ohioville | A−less damage than 82% | river and rain flooding | 1 |
| Midland | A−less damage than 80% | river and rain flooding | 2 |
| Vanport Township | B+less damage than 70% | river and rain flooding | 1 |
| Industry | C+more damage than 58% | river and rain flooding | 14 |
| Shippingport | — | 159 residents; we grade 1,000+ | |
| Potter Township | — | 519 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Industry faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Industry
Is Industry at risk for natural disasters?
On FEMA’s National Risk Index, Industry has higher expected damage per building than 58% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Industry flood?
Flood insurance has paid 14 claims in Industry since 1978, $62K in all, or 18.9 per 1,000 homes, more than 83% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is Industry in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beaver County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Industry?
FEMA’s Community Rating System list shows no discount for Industry’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Industry?
By FEMA money that reached Industry, Tropical Depression Ivan (2004): 9 households applied for aid, $31K approved. By flood claims, Tropical Storm Ivan: 1 paid, $7K.
Is Industry at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Industry’s rate for it is higher than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Industry.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Industry’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.