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–Not graded
Natural hazards in Pocono Pines · FEMA

Storms, floods and disasters in Pocono Pines

Pocono Pines isn’t graded for hazard risk: Pocono Pines has 953 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1984.

Flood claims
3
paid since 1984 · $28K
Disasters paid out here
0
of 15 declared for Monroe County
By hazard

What Pocono Pines faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
About average · lower than 51% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

7%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about once every 19 years in the area
Smaller shares here
 Tornadoes Earthquakes Strong wind Ice storms Winter storms Hail Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Pocono Pines’ expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pocono Pines flood? Rarely: 3 flood claims since 1984

Every paid claim on a federal flood insurance policy in Pocono Pines, from FEMA’s records.

Paid flood claims, by year
1984: 1 claim1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 1 claim2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198420102011
19842026
3
paid claims since 1984
$28K
paid to owners
0
homes flooded more than once
$9K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Pocono Pines isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.
Disasters

The storms Pocono Pines remembers

None of the 15 disasters declared for Monroe County shows FEMA aid or repair money reaching Pocono Pines itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19841 flood claims paidNo declaration for the county that year
  2. 20101 flood claims paidNo declaration for the county that year
  3. 20111 flood claims paidThe year of Tropical Storm Lee, declared for Monroe County
Disasters declared, by decade
Paid out in Pocono PinesMonroe County only

Monroe County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Pocono Pines after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Pocono Pines archive →
Be ready

Get ready for what Pocono Pines faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pocono Pines

Does Pocono Pines flood?

Flood insurance has paid 3 claims in Pocono Pines since 1984, $28K in all.

Is Pocono Pines in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monroe County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Pocono Pines?

FEMA’s Community Rating System list shows no discount for Pocono Pines’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Pocono Pines.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pocono Pines’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.