Photo: Doug Kerr from Albany, NY, United States · CC BY-SA 2.0Storms, floods and disasters in Plum Township
Plum Township isn’t graded for hazard risk: Plum Township has 981 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1996.
What Plum Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Plum Township flood? Rarely: 1 flood claim since 1996
Every paid claim on a federal flood insurance policy in Plum Township, from FEMA’s records.
Plum Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Venango County.The storms Plum Township remembers
None of the 12 disasters declared for Venango County shows FEMA aid or repair money reaching Plum Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19961 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Venango County
Venango County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Plum Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Plum Township archive →Plum Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cherrytree Township | A+less damage than 95% | river and rain flooding | 3 |
| Troy Township | Aless damage than 88% | river and rain flooding | — |
| Wayne Township | B−more damage than 55% | river and rain flooding | — |
| Oakland Township | C+more damage than 60% | river and rain flooding | — |
| Jackson Township | — | 828 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Plum Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Plum Township
Does Plum Township flood?
Flood insurance has paid 1 claim in Plum Township since 1996, $4K in all.
Is Plum Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Venango County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Plum Township?
FEMA’s Community Rating System list shows no discount for Plum Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Plum Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Plum Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.