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Kratzler Run east of CurwensvillePhoto: Nyttend · Public domain
B+Hazard risk
Natural hazards in Pike Township · FEMA

FEMA puts Pike Township’s expected hazard damage per building below that of 71% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Pike Township gets a B+ for hazard risk: lower expected damage per building than 71% of U.S. towns. Most of that expected damage is river and rain flooding (90%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 90%Strong wind 4%Hurricanes 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 71%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in Pennsylvania · lower than 71% of U.S. towns
Main hazard
River and rain flooding
90% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 14 declared for Clearfield County
By hazard

What Pike Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
About average · higher than 57% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Hurricanes Tornadoes Earthquakes Ice storms Hail Wildfire Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Pike Township’s grade

River and rain flooding is 90% of the building damage FEMA expects in Pike Township, and Pike Township’s rate of river and rain flooding damage is higher than 57% of U.S. census tracts.

Where Pike Township sits
Pike Township
Least damageMiddleMost damage

B+ lower expected damage per building than 71% of U.S. towns (21,298).

Pike Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding90%Strong wind4%Everything else6%

In dollars, FEMA expects about $534K a year in losses across Pike Township: $437K to buildings, the rest to people and crops.

A small-area figure. Pike Township covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Pike Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Pike Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Pike Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.
Disasters

The storms Pike Township remembers

None of the 14 disasters declared for Clearfield County shows FEMA aid or repair money reaching Pike Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Pike TownshipClearfield County only

Clearfield County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Pike Township and its neighbors

Pike Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Knox Township: not gradedFerguson Township: not gradedLawrence Township: hazard risk B−Penn Township: hazard risk A−Bloom Township: not gradedHyde: not gradedKnox TownshipFerguson TownshipLawrence TownshipPenn TownshipBloom TownshipHydePike Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Penn TownshipA−less damage than 78%river and rain flooding2
Pike TownshipB+less damage than 71%river and rain flooding0
Lawrence TownshipB−more damage than 50%river and rain flooding21
Knox Township—639 residents; we grade 1,000+
Ferguson Township—652 residents; we grade 1,000+
Bloom Township—512 residents; we grade 1,000+
Hyde—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Pike Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pike Township

Is Pike Township at risk for natural disasters?

On FEMA’s National Risk Index, Pike Township has lower expected damage per building than 71% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (90%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Pike Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clearfield County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Pike Township?

FEMA’s Community Rating System list shows no discount for Pike Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Pike Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (90%), and Pike Township’s rate for it is higher than 57% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Pike Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pike Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.