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–Not graded
Natural hazards in Park Forest Village · FEMA

Storms, floods and disasters in Park Forest Village

Park Forest Village isn’t graded for hazard risk: Park Forest Village is a Census area inside a town, graded with the town. Flood insurance has paid 1 claim here since 2016.

Flood claims
1
paid since 2016 · $3K
Disasters paid out here
0
of 12 declared for Centre County
By hazard

What Park Forest Village faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Well below average · lower than 88% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

6%of expected building damage
Above average · higher than 63% of U.S. census tracts
Smaller shares here
 Tornadoes Earthquakes Strong wind Ice storms Hail Winter storms Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Park Forest Village flood? Rarely: 1 flood claim since 2016

Every paid claim on a federal flood insurance policy in Park Forest Village, from FEMA’s records.

Paid flood claims, by year
2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2016
20162026
1
paid claims since 2016
$3K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Park Forest Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.
Disasters

The storms Park Forest Village remembers

None of the 12 disasters declared for Centre County shows FEMA aid or repair money reaching Park Forest Village itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20161 flood claims paidThe year of Severe Storms and Flooding, declared for Centre County
Disasters declared, by decade
Paid out in Park Forest VillageCentre County only

Centre County has had 12 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Park Forest Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Park Forest Village archive →
Be ready

Get ready for what Park Forest Village faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Park Forest Village

Does Park Forest Village flood?

Flood insurance has paid 1 claim in Park Forest Village since 2016, $3K in all.

Is Park Forest Village in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Centre County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Park Forest Village?

FEMA’s Community Rating System list shows no discount for Park Forest Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Park Forest Village.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Park Forest Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.