Photo: Nicholas from Pennsylvania, USA · CC BY 2.0On FEMA’s figures, Paradise Township faces less hazard damage per building than 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Paradise Township gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns, #510 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (85%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Paradise Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Paradise Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Paradise Township, and Paradise Township’s rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Next is hurricanes at 7% (higher than 70% of U.S. census tracts).
B+ #510 of 1,037 in Pennsylvania; lower expected damage per building than 72% of U.S. towns (21,298).
All of Paradise Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Paradise Township has less expected damage per building than 51% of Pennsylvania towns.
In dollars, FEMA expects about $1.2M a year in losses across Paradise Township: $852K to buildings, the rest to people and crops.
Does Paradise Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Paradise Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Paradise Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monroe County.The storms Paradise Township remembers
None of the 15 disasters declared for Monroe County shows FEMA aid or repair money reaching Paradise Township itself in FEMA’s records, so these are its biggest flood-claim years.
Monroe County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Paradise Township and its neighbors
Paradise Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mount Pocono | A+among the lowest damage | river and rain flooding | — |
| Pocono Township | A−less damage than 77% | river and rain flooding | 14 |
| Paradise Township | B+less damage than 72% | river and rain flooding | 0 |
| Price Township | B+less damage than 67% | river and rain flooding | 14 |
| Barrett Township | Bless damage than 57% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Paradise Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Paradise Township
Is Paradise Township at risk for natural disasters?
On FEMA’s National Risk Index, Paradise Township has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk, #510 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (85%) and hurricanes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Paradise Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monroe County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Paradise Township?
FEMA’s Community Rating System list shows no discount for Paradise Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Paradise Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Paradise Township’s rate for it is higher than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Paradise Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Paradise Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.