FEMA expects less hazard damage per building in New Stanton than in 94% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, New Stanton gets an A for hazard risk: lower expected damage per building than 94% of U.S. towns. Most of that expected damage is river and rain flooding (92%). Flood insurance has paid 1 claim here since 2005.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What New Stanton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind New Stanton’s grade
River and rain flooding is 92% of the building damage FEMA expects in New Stanton, and New Stanton’s rate of river and rain flooding damage is lower than 68% of U.S. census tracts.
A lower expected damage per building than 94% of U.S. towns (21,298).
New Stanton’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $576K a year in losses across New Stanton: $534K to buildings, the rest to people and crops.
Does New Stanton flood? Rarely: 1 flood claim since 2005
Every paid claim on a federal flood insurance policy in New Stanton, from FEMA’s records: 0.8 per 1,000 homes, fewer than 83% of the 13,809 U.S. towns with a flood insurance record.
New Stanton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Westmoreland County.1 federal disaster brought FEMA money to New Stanton
Disasters that paid out in New Stanton itself (aid to households or repair grants to the Borough of New Stanton), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan3 households applied for aid$12K aid approved
Westmoreland County has had 17 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of New Stanton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Stanton archive →New Stanton and its neighbors
New Stanton has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| New Stanton | Aless damage than 94% | river and rain flooding | 1 |
| Youngwood | Aless damage than 92% | river and rain flooding | 4 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what New Stanton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Stanton
Is New Stanton at risk for natural disasters?
On FEMA’s National Risk Index, New Stanton has lower expected damage per building than 94% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (92%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does New Stanton flood?
Flood insurance has paid 1 claim in New Stanton since 2005, $6K in all, or 0.8 per 1,000 homes, fewer than 83% of U.S. towns with a flood insurance record.
Is New Stanton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Westmoreland County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in New Stanton?
FEMA’s Community Rating System list shows no discount for New Stanton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Stanton?
By FEMA money that reached New Stanton, Tropical Depression Ivan (2004): 3 households applied for aid, $12K approved.
Is New Stanton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (92%), and New Stanton’s rate for it is lower than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in New Stanton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Stanton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.