Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0Less hazard damage per building is expected in New Britain Township than in 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, New Britain Township gets an A for hazard risk: lower expected damage per building than 86% of U.S. towns, #302 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 9 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What New Britain Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind New Britain Township’s grade
River and rain flooding is 82% of the building damage FEMA expects in New Britain Township, and New Britain Township’s rate of river and rain flooding damage is lower than 66% of U.S. census tracts. Ice storms add 3%, at a rate in the top 9% of U.S. census tracts.
A #302 of 1,037 in Pennsylvania; lower expected damage per building than 86% of U.S. towns (21,298).
New Britain Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, New Britain Township has less expected damage per building than 71% of Pennsylvania towns.
In dollars, FEMA expects about $3.4M a year in losses across New Britain Township: $2.8M to buildings, the rest to people and crops.
Does New Britain Township flood? Rarely: 9 flood claims since 1979
Every paid claim on a federal flood insurance policy in New Britain Township, from FEMA’s records: 2.0 per 1,000 homes, fewer than 62% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida2 claims · $52K
- Hurricane Floyd2 claims · $107K
- Hurricane Isaias1 claim · $111K
New Britain Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bucks County.The storms New Britain Township remembers
None of the 21 disasters declared for Bucks County shows FEMA aid or repair money reaching New Britain Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19792 flood claims paidNo declaration for the county that year
- 19992 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Bucks County
- 20212 flood claims paidThe year of Remnants of Hurricane Ida, declared for Bucks County
Bucks County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of New Britain Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Britain Township archive →New Britain Township and its neighbors
New Britain Township is 4th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| New Britain | Aless damage than 94% | river and rain flooding | — |
| Hilltown Township | Aless damage than 92% | river and rain flooding | 7 |
| Warrington Township | Aless damage than 91% | river and rain flooding | 119 |
| New Britain Township | Aless damage than 86% | river and rain flooding | 9 |
| Hatfield Township | Aless damage than 86% | river and rain flooding | 61 |
| Doylestown Township | B+less damage than 71% | river and rain flooding | 25 |
| Chalfont | C+more damage than 60% | river and rain flooding | 10 |
| Brittany Farms-The Highlands | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what New Britain Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Britain Township
Is New Britain Township at risk for natural disasters?
On FEMA’s National Risk Index, New Britain Township has lower expected damage per building than 86% of U.S. towns: A for hazard risk, #302 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (82%) and earthquakes (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does New Britain Township flood?
Flood insurance has paid 9 claims in New Britain Township since 1979, $277K in all, or 2.0 per 1,000 homes, fewer than 62% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Hurricane Ida (2).
Is New Britain Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bucks County, 49% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in New Britain Township?
FEMA’s Community Rating System list shows no discount for New Britain Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Britain Township?
By flood claims, Hurricane Ida: 2 paid, $52K.
Is New Britain Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and New Britain Township’s rate for it is lower than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in New Britain Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Britain Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.