Photo: Nyttend · Public domainLess hazard damage per building is expected in Neshannock Township than in 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Neshannock Township gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #550 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (93%). Flood insurance has paid 5 claims here since 2003.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Neshannock Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Neshannock Township’s grade
River and rain flooding is 93% of the building damage FEMA expects in Neshannock Township, and Neshannock Township’s rate of river and rain flooding damage is higher than 61% of U.S. census tracts.
B+ #550 of 1,037 in Pennsylvania; lower expected damage per building than 68% of U.S. towns (21,298).
Neshannock Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Neshannock Township has more expected damage per building than 53% of Pennsylvania towns.
In dollars, FEMA expects about $2.2M a year in losses across Neshannock Township: $2.0M to buildings, the rest to people and crops.
Does Neshannock Township flood? Rarely: 5 flood claims since 2003
Every paid claim on a federal flood insurance policy in Neshannock Township, from FEMA’s records: 1.1 per 1,000 homes, fewer than 76% of the 13,809 U.S. towns with a flood insurance record.
Neshannock Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lawrence County.The storms Neshannock Township remembers
None of the 9 disasters declared for Lawrence County shows FEMA aid or repair money reaching Neshannock Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20031 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Lawrence County
- 20041 flood claims paidThe year of Tropical Depression Ivan, declared for Lawrence County
- 20091 flood claims paidNo declaration for the county that year
Lawrence County has had 9 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Neshannock Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Neshannock Township archive →Neshannock Township and its neighbors
Neshannock Township is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Union Township | B+less damage than 71% | river and rain flooding | — |
| Neshannock Township | B+less damage than 68% | river and rain flooding | 5 |
| Hickory Township | B−less damage than 54% | river and rain flooding | 20 |
| Wilmington Township | B−less damage than 54% | river and rain flooding | 12 |
| Mahoning Township | C+more damage than 58% | river and rain flooding | 9 |
| New Castle | C−more damage than 84% | river and rain flooding | 38 |
| Oakwood | — | a Census area inside a town; graded with the town | |
| New Castle Northwest | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Neshannock Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Neshannock Township
Is Neshannock Township at risk for natural disasters?
On FEMA’s National Risk Index, Neshannock Township has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #550 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (93%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Neshannock Township flood?
Flood insurance has paid 5 claims in Neshannock Township since 2003, $148K in all, or 1.1 per 1,000 homes, fewer than 76% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Neshannock Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lawrence County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Neshannock Township?
FEMA’s Community Rating System list shows no discount for Neshannock Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Neshannock Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (93%), and Neshannock Township’s rate for it is higher than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Neshannock Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Neshannock Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.