Photo: Nyttend · Public domainStorms, floods and disasters in Millcreek Township
Millcreek Township isn’t graded for hazard risk: Millcreek Township has 416 residents; we grade towns of 1,000 or more. Flood insurance has paid 120 claims here since 1978.
What Millcreek Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Millcreek Township flood? Yes: 120 flood claims since 1978
Every paid claim on a federal flood insurance policy in Millcreek Township, from FEMA’s records.
Millcreek Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clarion County.The storms Millcreek Township remembers
None of the 11 disasters declared for Clarion County shows FEMA aid or repair money reaching Millcreek Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 198527 flood claims paidNo declaration for the county that year
- 197921 flood claims paidNo declaration for the county that year
- 20208 flood claims paidNo declaration for the county that year
Clarion County has had 11 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Millcreek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Millcreek Township archive →Millcreek Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Farmington Township | A+among the lowest damage | river and rain flooding | 5 |
| Eldred Township | Aless damage than 91% | river and rain flooding | — |
| Clarion Township | — | not graded yet | |
| Highland Township | — | 526 residents; we grade 1,000+ | |
| Union Township | — | 882 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Millcreek Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Millcreek Township
Does Millcreek Township flood?
Flood insurance has paid 120 claims in Millcreek Township since 1978, $2.1M in all. 17 properties have flooded more than once.
Is Millcreek Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clarion County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Millcreek Township?
FEMA’s Community Rating System list shows no discount for Millcreek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Millcreek Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Millcreek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.