Langhorne Manor School · Photo: Shuvaev · CC BY-SA 3.0FEMA expects less hazard damage per building in Langhorne Manor than in 97% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Langhorne Manor gets an A+ for hazard risk: lower expected damage per building than 97% of U.S. towns. Most of that expected damage is river and rain flooding (63%), then earthquakes (17%). Flood insurance has paid 11 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Langhorne Manor faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Langhorne Manor’s grade
River and rain flooding is 63% of the building damage FEMA expects in Langhorne Manor, and Langhorne Manor’s rate of river and rain flooding damage is lower than 93% of U.S. census tracts. Next is earthquakes at 17% (higher than 74% of U.S. census tracts).
A+ lower expected damage per building than 97% of U.S. towns (21,298).
All of Langhorne Manor’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $313K a year in losses across Langhorne Manor: $237K to buildings, the rest to people and crops.
Does Langhorne Manor flood? Sometimes: 11 flood claims since 1993
Every paid claim on a federal flood insurance policy in Langhorne Manor, from FEMA’s records: 35.8 per 1,000 homes, more than 90% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Floyd2 claims · $82K
- Hurricane Ida1 claim · $4K
- Tropical Storm Allison1 claim · $7K
Langhorne Manor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bucks County.The storms Langhorne Manor remembers
None of the 21 disasters declared for Bucks County shows FEMA aid or repair money reaching Langhorne Manor itself in FEMA’s records, so these are its biggest flood-claim years.
- 19963 flood claims paidThe year of Flooding, Severe Storms, declared for Bucks County
- 19993 flood claims paidThe year of Hurricane Floyd Major Disaster Declarations, declared for Bucks County
- 19931 flood claims paidThe year of Severe Snowfall and Winter Storm, declared for Bucks County
Bucks County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Langhorne Manor after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Langhorne Manor archive →Langhorne Manor and its neighbors
Langhorne Manor is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Langhorne | A+less damage than 97% | river and rain flooding | 60 |
| Langhorne Manor | A+less damage than 97% | river and rain flooding | 11 |
| Middletown Township | A−less damage than 79% | river and rain flooding | 273 |
| Parkland | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Langhorne Manor faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Langhorne Manor
Is Langhorne Manor at risk for natural disasters?
On FEMA’s National Risk Index, Langhorne Manor has lower expected damage per building than 97% of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (63%) and earthquakes (17%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Langhorne Manor flood?
Flood insurance has paid 11 claims in Langhorne Manor since 1993, $141K in all, or 35.8 per 1,000 homes, more than 90% of U.S. towns with a flood insurance record. 2 properties have flooded more than once. The most claims came from Hurricane Floyd (2).
Is Langhorne Manor in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bucks County, 49% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Langhorne Manor?
FEMA’s Community Rating System list shows no discount for Langhorne Manor’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Langhorne Manor?
By flood claims, Hurricane Floyd: 2 paid, $82K.
Is Langhorne Manor at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Langhorne Manor’s rate for it is lower than 93% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Langhorne Manor.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Langhorne Manor’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.