Photo: Unknown authorUnknown author · Public domainStorms, floods and disasters in Lanesboro
Lanesboro isn’t graded for hazard risk: Lanesboro has 669 residents; we grade towns of 1,000 or more. Flood insurance has paid 70 claims here since 1979.
What Lanesboro faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lanesboro flood? Sometimes: 70 flood claims since 1979
Every paid claim on a federal flood insurance policy in Lanesboro, from FEMA’s records.
- Tropical Storm Lee16 claims · $400K
- Tropical Storm Ivan8 claims · $242K
- Hurricane Gloria1 claim · $962
Lanesboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Susquehanna County.4 federal disasters brought FEMA money to Lanesboro
Disasters that paid out in Lanesboro itself (aid to households or repair grants to the Borough of Lanesboro), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee2 households applied for aid$8K aid approved16 flood claims paid for it, $400K
- 2006Severe Storms, Flooding, and Mudslides53 households applied for aid$99K aid approved21 flood claims paid that year
- 2005Severe Storms and Flooding4 households applied for aid$8K aid approved6 flood claims paid that year
- 2004Tropical Depression Ivan23 households applied for aid$32K aid approved8 flood claims paid for it, $242K
Susquehanna County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lanesboro after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lanesboro archive →Lanesboro and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Susquehanna Depot | C−more damage than 76% | river and rain flooding | 7 |
| Oakland Township | — | 541 residents; we grade 1,000+ | |
| Harmony Township | — | 399 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lanesboro faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lanesboro
Does Lanesboro flood?
Flood insurance has paid 70 claims in Lanesboro since 1979, $1.3M in all. 21 properties have flooded more than once. The most claims came from Tropical Storm Lee (16).
Is Lanesboro in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Susquehanna County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Lanesboro?
FEMA’s Community Rating System list shows no discount for Lanesboro’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lanesboro?
By FEMA money that reached Lanesboro, Severe Storms, Flooding, and Mudslides (2006): 53 households applied for aid, $99K approved. By flood claims, Tropical Storm Lee: 16 paid, $400K.
Storm stories
Memories, warnings and help from neighbors in Lanesboro.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lanesboro’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.