Photo: Ruhrfisch · CC BY-SA 4.0Storms, floods and disasters in Freeburg
Freeburg isn’t graded for hazard risk: Freeburg has 814 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1999.
What Freeburg faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Freeburg flood? Rarely: 3 flood claims since 1999
Every paid claim on a federal flood insurance policy in Freeburg, from FEMA’s records.
Freeburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Snyder County.1 federal disaster brought FEMA money to Freeburg
Disasters that paid out in Freeburg itself (aid to households or repair grants to the Borough of Freeburg), newest first, with that year’s flood claims.
- 2011Tropical Storm Lee3 households applied for aid$10K aid approved
Snyder County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Freeburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Freeburg archive →Get ready for what Freeburg faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Freeburg
Does Freeburg flood?
Flood insurance has paid 3 claims in Freeburg since 1999, $16K in all.
Is Freeburg in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Snyder County, 21% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.
How much is flood insurance in Freeburg?
FEMA’s Community Rating System list shows no discount for Freeburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Freeburg?
By FEMA money that reached Freeburg, Tropical Storm Lee (2011): 3 households applied for aid, $10K approved.
Storm stories
Memories, warnings and help from neighbors in Freeburg.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Freeburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.