Less hazard damage per building is expected in Frankstown Township than in 63% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Frankstown Township gets a B for hazard risk: lower expected damage per building than 63% of U.S. towns, #619 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (91%). Flood insurance has paid 170 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Frankstown Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Frankstown Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Frankstown Township’s grade
River and rain flooding is 91% of the building damage FEMA expects in Frankstown Township, and Frankstown Township’s rate of river and rain flooding damage is higher than 64% of U.S. census tracts.
B #619 of 1,037 in Pennsylvania; lower expected damage per building than 63% of U.S. towns (21,298).
All of Frankstown Township’s residents live in one census tract; the figures are that tract’s.
The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Frankstown Township has more expected damage per building than 60% of Pennsylvania towns.
In dollars, FEMA expects about $2.5M a year in losses across Frankstown Township: $2.1M to buildings, the rest to people and crops.
Does Frankstown Township flood? Yes: 170 flood claims since 1979
Every paid claim on a federal flood insurance policy in Frankstown Township, from FEMA’s records: 55.5 per 1,000 homes, more than 93% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan12 claims · $107K
- Hurricane Ida3 claims · $369K
- Tropical Storm Lee1 claim · $146K
Frankstown Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Blair County.The storms Frankstown Township remembers
None of the 15 disasters declared for Blair County shows FEMA aid or repair money reaching Frankstown Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 199657 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Blair County
- 199738 flood claims paidNo declaration for the county that year
- 199318 flood claims paidThe year of Severe Snowfall and Winter Storm, declared for Blair County
Blair County has had 15 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Frankstown Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Frankstown Township archive →Frankstown Township and its neighbors
Frankstown Township is 5th of the 8 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Huston Township | Aless damage than 95% | river and rain flooding | 14 |
| Allegheny Township | Aless damage than 92% | river and rain flooding | 86 |
| Taylor Township | B+less damage than 65% | river and rain flooding | 10 |
| Blair Township | B+less damage than 65% | river and rain flooding | 54 |
| Frankstown Township | Bless damage than 63% | river and rain flooding | 170 |
| Tyrone Township | Bless damage than 62% | river and rain flooding | 1 |
| Hollidaysburg | Bless damage than 59% | river and rain flooding | 110 |
| Woodbury Township | Cmore damage than 72% | river and rain flooding | 12 |
| Loop | — | a Census area inside a town; graded with the town | |
| Catharine Township | — | 625 residents; we grade 1,000+ | |
| Sylvan Hills | — | 578 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Frankstown Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Frankstown Township
Is Frankstown Township at risk for natural disasters?
On FEMA’s National Risk Index, Frankstown Township has lower expected damage per building than 63% of U.S. towns: B for hazard risk, #619 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Frankstown Township flood?
Flood insurance has paid 170 claims in Frankstown Township since 1979, $2.3M in all, or 55.5 per 1,000 homes, more than 93% of U.S. towns with a flood insurance record. 25 properties have flooded more than once. The most claims came from Tropical Storm Ivan (12).
Is Frankstown Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Blair County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Frankstown Township?
FEMA’s Community Rating System list shows no discount for Frankstown Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Frankstown Township?
By flood claims, Tropical Storm Ivan: 12 paid, $107K.
Is Frankstown Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (91%), and Frankstown Township’s rate for it is higher than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Frankstown Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Frankstown Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.