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Payne's FollyPayne's Folly · Photo: Smallbones · CC0
A−Hazard risk
Natural hazards in Fawn Township · FEMA

Less hazard damage per building is expected in Fawn Township than in 77% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Fawn Township gets an A− for hazard risk: lower expected damage per building than 77% of U.S. towns, #444 of 1,037 in Pennsylvania. Most of that expected damage is river and rain flooding (75%), then hurricanes (18%). Flood insurance has paid 6 claims here since 2004.

River and rain flooding 75%Hurricanes 18%Earthquakes 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 77%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#444 of 1,037 in Pennsylvania
Hazard risk
A−#444 of 1,037
in Pennsylvania · lower than 77% of U.S. towns
Main hazard
River and rain flooding
75% of expected building damage
Flood claims
6
paid since 2004 · $87K
Flood claims per home
5 per 1,000
more than 60% of U.S. towns
By hazard

What Fawn Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

75%of expected building damage
Below average · lower than 62% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

18%of expected building damage
Well above average · higher than 83% of U.S. census tracts
Recorded about once every 11 years in the area
Smaller shares here
 Earthquakes Tornadoes Strong wind Winter storms Ice storms Landslides Lightning Hail Wildfire Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 12% of Fawn Township’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Fawn Township’s grade

River and rain flooding is 75% of the building damage FEMA expects in Fawn Township, and Fawn Township’s rate of river and rain flooding damage is lower than 62% of U.S. census tracts. Next is hurricanes at 18% (higher than 83% of U.S. census tracts).

Where Fawn Township sits
Fawn Township
Least damageMiddleMost damage

A− #444 of 1,037 in Pennsylvania; lower expected damage per building than 77% of U.S. towns (21,298).

All of Fawn Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding75%Hurricanes18%Earthquakes4%Everything else3%

The typical Pennsylvania town has lower expected damage than 71% of U.S. towns; within the state, Fawn Township has less expected damage per building than 57% of Pennsylvania towns.

In dollars, FEMA expects about $781K a year in losses across Fawn Township: $528K to buildings, the rest to people and crops.

Shared tract.All of Fawn Township’s 3,012 residents (2020 census) live in one census tract, which it shares with Fawn Grove borough (476 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Fawn Township flood? Rarely: 6 flood claims since 2004

Every paid claim on a federal flood insurance policy in Fawn Township, from FEMA’s records: 4.9 per 1,000 homes, more than 60% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2004: 2 claims2005: 0 claims2006: 1 claim2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 1 claim2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 2 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200420062018
20042026
Biggest named events
  • Hurricane Sandy1 claim · $5K
6
paid claims since 2004
$87K
paid to owners
0
homes flooded more than once
$15K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Fawn Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.
Disasters

The storms Fawn Township remembers

None of the 17 disasters declared for York County shows FEMA aid or repair money reaching Fawn Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20042 flood claims paidThe year of Tropical Depression Ivan, declared for York County
  2. 20182 flood claims paidNo declaration for the county that year
  3. 20061 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Fawn TownshipYork County only

York County has had 17 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Fawn Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Fawn Township archive →
Next door

Fawn Township and its neighbors

Fawn Township is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

East Hopewell Township: hazard risk BLower Chanceford Township: hazard risk BHopewell Township: hazard risk AFawn Grove: not gradedPeach Bottom Township: hazard risk B−East Hopewell TownshipLower Chanceford TownshipHopewell TownshipFawn GrovePeach Bottom TownshipFawn Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Hopewell TownshipAless damage than 86%river and rain flooding—
Fawn TownshipA−less damage than 77%river and rain flooding6
East Hopewell TownshipBless damage than 65%river and rain flooding3
Lower Chanceford TownshipBless damage than 59%river and rain flooding23
Peach Bottom TownshipB−less damage than 54%river and rain flooding7
Fawn Grove—460 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Fawn Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Fawn Township

Is Fawn Township at risk for natural disasters?

On FEMA’s National Risk Index, Fawn Township has lower expected damage per building than 77% of U.S. towns: A− for hazard risk, #444 of 1,037 in Pennsylvania. Most of the expected damage is river and rain flooding (75%) and hurricanes (18%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Fawn Township flood?

Flood insurance has paid 6 claims in Fawn Township since 2004, $87K in all, or 4.9 per 1,000 homes, more than 60% of U.S. towns with a flood insurance record. The most claims came from Hurricane Sandy (1).

Is Fawn Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In York County, 30% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Fawn Township?

FEMA’s Community Rating System list shows no discount for Fawn Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Fawn Township?

By flood claims, Hurricane Sandy: 1 paid, $5K.

Is Fawn Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (75%), and Fawn Township’s rate for it is lower than 62% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Fawn Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fawn Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.