Photo: User:Nyttend · Public domainStorms, floods and disasters in Fallston
Fallston isn’t graded for hazard risk: Fallston has 271 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1990.
What Fallston faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Fallston flood? Rarely: 8 flood claims since 1990
Every paid claim on a federal flood insurance policy in Fallston, from FEMA’s records.
- Tropical Storm Ivan1 claim · $24K
Fallston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beaver County.The storms Fallston remembers
None of the 12 disasters declared for Beaver County shows FEMA aid or repair money reaching Fallston itself in FEMA’s records, so these are its biggest flood-claim years.
- 19962 flood claims paidThe year of Flooding, Severe Storms, declared for Beaver County
- 20042 flood claims paidThe year of Tropical Depression Ivan, declared for Beaver County
- 19901 flood claims paidNo declaration for the county that year
Beaver County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fallston after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fallston archive →Fallston and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Brighton Township | A+less damage than 98% | river and rain flooding | 6 |
| Rochester Township | A+less damage than 97% | river and rain flooding | 3 |
| Patterson Township | Bless damage than 63% | river and rain flooding | 1 |
| New Brighton | Cmore damage than 72% | river and rain flooding | 17 |
| Bridgewater | — | 789 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fallston faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fallston
Does Fallston flood?
Flood insurance has paid 8 claims in Fallston since 1990, $189K in all. 1 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is Fallston in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Beaver County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Fallston?
FEMA’s Community Rating System list shows no discount for Fallston’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fallston?
By flood claims, Tropical Storm Ivan: 1 paid, $24K.
Storm stories
Memories, warnings and help from neighbors in Fallston.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fallston’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.