Photo: Nicholas A. Tonelli · CC BY 2.0Storms, floods and disasters in Elkland Township
Elkland Township isn’t graded for hazard risk: Elkland Township has 516 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2011.
What Elkland Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Elkland Township flood? Rarely: 3 flood claims since 2011
Every paid claim on a federal flood insurance policy in Elkland Township, from FEMA’s records.
- Tropical Storm Lee2 claims · $8K
Elkland Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sullivan County.5 federal disasters brought FEMA money to Elkland Township
Disasters that paid out in Elkland Township itself (aid to households or repair grants to Elkland Township), newest first, with that year’s flood claims.
- 2018Severe Storms and Flooding$28K to Elkland Township for repairs
- 2016Severe Storms and Flooding$165K to Elkland Township for repairs1 flood claim paid that year
- 2011Tropical Storm Lee$46K to Elkland Township for repairs2 flood claims paid for it, $8K
- 2006Severe Storms and Flooding$4K to Elkland Township for repairs
- 2004Tropical Depression Ivan$35K to Elkland Township for repairs
Sullivan County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Elkland Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Elkland Township archive →Elkland Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Forks Township | — | 355 residents; we grade 1,000+ | |
| Fox Township | — | 373 residents; we grade 1,000+ | |
| Hillsgrove Township | — | 262 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Elkland Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Elkland Township
Does Elkland Township flood?
Flood insurance has paid 3 claims in Elkland Township since 2011, $238K in all. The most claims came from Tropical Storm Lee (2).
Is Elkland Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sullivan County, 12% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Elkland Township?
FEMA’s Community Rating System list shows no discount for Elkland Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Elkland Township?
By FEMA money that reached Elkland Township, Severe Storms and Flooding (2016): $165K to Elkland Township for repairs. By flood claims, Tropical Storm Lee: 2 paid, $8K.
Storm stories
Memories, warnings and help from neighbors in Elkland Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Elkland Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.