Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA expects about as much hazard damage per building in East Finley Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, East Finley Township gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 3 claims here since 2004.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Finley Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Finley Township’s grade
River and rain flooding is 94% of the building damage FEMA expects in East Finley Township, and East Finley Township’s rate of river and rain flooding damage is higher than 78% of U.S. census tracts. Landslides add 1%, at a rate in the top 1% of U.S. census tracts.
C+ higher expected damage per building than 57% of U.S. towns (21,298).
All of East Finley Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $430K a year in losses across East Finley Township: $398K to buildings, the rest to people and crops.
Does East Finley Township flood? Rarely: 3 flood claims since 2004
Every paid claim on a federal flood insurance policy in East Finley Township, from FEMA’s records: 4.6 per 1,000 homes, more than 58% of the 13,809 U.S. towns with a flood insurance record.
- Tropical Storm Ivan1 claim · $8K
East Finley Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.The storms East Finley Township remembers
None of the 11 disasters declared for Washington County shows FEMA aid or repair money reaching East Finley Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20041 flood claims paidThe year of Tropical Depression Ivan, declared for Washington County
- 20111 flood claims paidNo declaration for the county that year
- 20161 flood claims paidNo declaration for the county that year
Washington County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Finley Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Finley Township archive →East Finley Township and its neighbors
East Finley Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| South Franklin Township | Aless damage than 86% | river and rain flooding | 9 |
| Donegal Township | A−less damage than 77% | river and rain flooding | 4 |
| Buffalo Township | A−less damage than 77% | river and rain flooding | — |
| East Finley Township | C+more damage than 57% | river and rain flooding | 3 |
| Morris Township | — | 556 residents; we grade 1,000+ | |
| Morris Township | — | 886 residents; we grade 1,000+ | |
| Richhill Township | — | 736 residents; we grade 1,000+ | |
| West Finley Township | — | 708 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Finley Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Finley Township
Is East Finley Township at risk for natural disasters?
On FEMA’s National Risk Index, East Finley Township has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does East Finley Township flood?
Flood insurance has paid 3 claims in East Finley Township since 2004, $52K in all, or 4.6 per 1,000 homes, more than 58% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Tropical Storm Ivan (1).
Is East Finley Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in East Finley Township?
FEMA’s Community Rating System list shows no discount for East Finley Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Finley Township?
By flood claims, Tropical Storm Ivan: 1 paid, $8K.
Is East Finley Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and East Finley Township’s rate for it is higher than 78% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Finley Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Finley Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.