Photo: Shuvaev · CC BY-SA 4.0FEMA expects less hazard damage per building in East Bangor than in 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, East Bangor gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (86%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What East Bangor faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind East Bangor’s grade
River and rain flooding is 86% of the building damage FEMA expects in East Bangor, and East Bangor’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Next is hurricanes at 6% (higher than 71% of U.S. census tracts).
B lower expected damage per building than 61% of U.S. towns (21,298).
All of East Bangor’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $323K a year in losses across East Bangor: $265K to buildings, the rest to people and crops.
Does East Bangor flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in East Bangor. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
East Bangor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Northampton County.1 federal disaster brought FEMA money to East Bangor
Disasters that paid out in East Bangor itself (aid to households or repair grants to the Borough of East Bangor), newest first, with that year’s flood claims.
- 2004Tropical Depression Ivan2 households applied for aid$4K aid approved
Northampton County has had 18 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of East Bangor after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Bangor archive →East Bangor and its neighbors
East Bangor is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Washington Township | Bless damage than 64% | river and rain flooding | 6 |
| East Bangor | Bless damage than 61% | river and rain flooding | 0 |
| Upper Mount Bethel Township | B−less damage than 54% | river and rain flooding | 124 |
| Bangor | C−more damage than 84% | river and rain flooding | 47 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Bangor faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Bangor
Is East Bangor at risk for natural disasters?
On FEMA’s National Risk Index, East Bangor has lower expected damage per building than 61% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (86%) and hurricanes (6%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is East Bangor in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Northampton County, 39% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in East Bangor?
FEMA’s Community Rating System list shows no discount for East Bangor’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Bangor?
By FEMA money that reached East Bangor, Tropical Depression Ivan (2004): 2 households applied for aid, $4K approved.
Is East Bangor at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (86%), and East Bangor’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in East Bangor.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Bangor’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.