Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA expects about as much hazard damage per building in Dublin Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Dublin Township gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 1 claim here since 2014.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Dublin Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Dublin Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Dublin Township, and Dublin Township’s rate of river and rain flooding damage is higher than 72% of U.S. census tracts. Next is hurricanes at 5% (higher than 71% of U.S. census tracts).
B− higher expected damage per building than 52% of U.S. towns (21,298).
All of Dublin Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $441K a year in losses across Dublin Township: $308K to buildings, the rest to people and crops.
Does Dublin Township flood? Rarely: 1 flood claim since 2014
Every paid claim on a federal flood insurance policy in Dublin Township, from FEMA’s records: 1.7 per 1,000 homes, fewer than 66% of the 13,809 U.S. towns with a flood insurance record.
Dublin Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Huntingdon County.The storms Dublin Township remembers
None of the 13 disasters declared for Huntingdon County shows FEMA aid or repair money reaching Dublin Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20141 flood claims paidNo declaration for the county that year
Huntingdon County has had 13 natural disasters declared by the President since 1953, most often floods, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Dublin Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dublin Township archive →Dublin Township and its neighbors
Dublin Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Metal Township | B+less damage than 68% | river and rain flooding | 1 |
| Fannett Township | B+less damage than 68% | river and rain flooding | 1 |
| Dublin Township | B−more damage than 52% | river and rain flooding | 1 |
| Cromwell Township | C−more damage than 81% | river and rain flooding | 11 |
| Springfield Township | — | 594 residents; we grade 1,000+ | |
| Tell Township | — | 551 residents; we grade 1,000+ | |
| Dublin Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dublin Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dublin Township
Is Dublin Township at risk for natural disasters?
On FEMA’s National Risk Index, Dublin Township has higher expected damage per building than 52% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (88%) and hurricanes (5%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Dublin Township flood?
Flood insurance has paid 1 claim in Dublin Township since 2014, $827 in all, or 1.7 per 1,000 homes, fewer than 66% of U.S. towns with a flood insurance record.
Is Dublin Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Huntingdon County, 17% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Dublin Township?
FEMA’s Community Rating System list shows no discount for Dublin Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Dublin Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Dublin Township’s rate for it is higher than 72% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Dublin Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dublin Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.