–Not graded

Natural hazards in Colonial Park · FEMA

Storms, floods and disasters in Colonial Park

Colonial Park isn’t graded for hazard risk: Colonial Park is a Census area inside a town, graded with the town. Flood insurance has paid 13 claims here since 1979.

Flood claims

paid since 1979 · $107K

Disasters paid out here

of 17 declared for Dauphin County

By hazard

What Colonial Park faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage

Below average · lower than 74% of U.S. census tracts

Recorded about 2 times a year in the area

Hurricanes

12%of expected building damage

Above average · higher than 79% of U.S. census tracts

Recorded about once every 14 years in the area

Earthquakes

8%of expected building damage

Above average · higher than 64% of U.S. census tracts

Smaller shares here

Tornadoes Strong wind Winter storms Hail Lightning Wildfire Ice storms Cold waves Heat waves Landslides

FEMA models no building damage here

Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colonial Park flood? Sometimes: 13 flood claims since 1979

Every paid claim on a federal flood insurance policy in Colonial Park, from FEMA’s records.

Paid flood claims, by year

197919962011

19792026

Biggest named events

Tropical Storm Lee1 claim · $99
Tropical Storm Ivan1 claim · $20K

paid claims since 1979

$107K

paid to owners

homes flooded more than once

$8K

average claim

of homes in flood zones are insured

of all homes are insured

No community discount

Colonial Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dauphin County.

Disasters

The storms Colonial Park remembers

None of the 17 disasters declared for Dauphin County shows FEMA aid or repair money reaching Colonial Park itself in FEMA’s records, so these are its biggest flood-claim years.

20114 flood claims paidThe year of Tropical Storm Lee, declared for Dauphin County
19793 flood claims paidNo declaration for the county that year
19962 flood claims paidThe year of Severe Storms and Flooding, declared for Dauphin County

Disasters declared, by decade

Paid out in Colonial ParkDauphin County only

Dauphin County has had 17 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Colonial Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Colonial Park archive →

Next door

Colonial Park and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

PaxtoniaProgressColonial Park

Lowest fifthSecondMiddleFourthHighest fifth

Town	Hazard risk	Mostly (buildings)	Flood claims
Paxtonia	—	a Census area inside a town; graded with the town
Progress	—	a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Colonial Park faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises

Turn around at flooded roads: a foot of moving water can carry off a car.
Flood insurance usually takes 30 days to start, so buy it before the forecast.
Keep papers and medicines up high, in a grab-and-go bag.

Questions about natural hazards in Colonial Park

Does Colonial Park flood?

Flood insurance has paid 13 claims in Colonial Park since 1979, $107K in all. The most claims came from Tropical Storm Lee (1).

Is Colonial Park in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dauphin County, 26% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.

How much is flood insurance in Colonial Park?

FEMA’s Community Rating System list shows no discount for Colonial Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Colonial Park?

By flood claims, Tropical Storm Lee: 1 paid, $99.

Storm stories

Memories, warnings and help from neighbors in Colonial Park.

Town Square →

Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Colonial Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.

Post to Colonial Park

Check your email