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Maple Sugaring Clymer TownshipPhoto: User:Dincher · CC BY-SA 3.0
–Not graded
Natural hazards in Clymer Township · FEMA

Storms, floods and disasters in Clymer Township

Clymer Township isn’t graded for hazard risk: Clymer Township has 676 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 16 declared for Tioga County
By hazard

What Clymer Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

96%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Hurricanes Tornadoes Strong wind Earthquakes Winter storms Ice storms Hail Wildfire Cold waves Heat waves Landslides Lightning Avalanches top 2%
FEMA models no building damage here
Coastal floodingTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clymer Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Clymer Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Clymer Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tioga County.
Disasters

The storms Clymer Township remembers

None of the 16 disasters declared for Tioga County shows FEMA aid or repair money reaching Clymer Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Clymer TownshipTioga County only

Tioga County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Clymer Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Chatham Township: not gradedHector Township: not gradedWestfield Township: not gradedGaines Township: not gradedShippen Township: not gradedChatham TownshipHector TownshipWestfield TownshipGaines TownshipShippen TownshipClymer Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Chatham Township—604 residents; we grade 1,000+
Hector Township—346 residents; we grade 1,000+
Westfield Township—771 residents; we grade 1,000+
Gaines Township—559 residents; we grade 1,000+
Shippen Township—477 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Clymer Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Clymer Township

Is Clymer Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tioga County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.

How much is flood insurance in Clymer Township?

FEMA’s Community Rating System list shows no discount for Clymer Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Clymer Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clymer Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.