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BCost of living
Cost of living in Chartiers Township

Measured against area pay, Chartiers Township costs less to live in than 57% of U.S. towns

It ranks #350 of 1,035 in Pennsylvania for affordability. Home prices around Chartiers Township have risen about 32% over the past 5 years. Builders were permitted 28 new homes in 2025.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Pittsburgh, PA metro area ($76K). How TownRatings grades cost of living

Typical home value
$279K
▲ 1.6% in a year · PA $303K
Estimate
2-bedroom rent
$1,290
a month, utilities in · HUD
Median tax bill
$2,363
PA $3,311
Area income (the grade’s yardstick)
$76K
Pittsburgh-area median
Why Chartiers Township gets a B

The grade compares costs with what households across the Pittsburgh metro earn ($76K, Census 2020–24). The typical home costs 3.3 years of metro income, and 38% of renters pay 30% or more of income for housing.

In dollars

  • $1,290a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 95prices across the Pittsburgh metro, where the U.S. is 100 (housing 72)BEA Regional Price Parities, 2024

In paychecks the grade

  • 3.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$76K, Pittsburgh-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 38%of renters pay 30%+ of income for housing; across Pennsylvania: 48%Census 2020–24
  • 17%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

Housing in Chartiers Township, in brief

Nearly every household owns

91% of Chartiers Township households own their home, against 69% across Pennsylvania. There are only 285 renter households, so rentals are scarce. Property taxes ↓

Prices have lagged Pennsylvania

There’s no Zillow index for Chartiers Township, so the page uses the federal house price index for the ZIP codes around it, which follows repeat sales of the same homes. It rose 32% over five years, against 48% across Pennsylvania. Price trend ↓

Written from the data on this page. There’s no Zillow index for Chartiers Township, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Chartiers Township’s grade

Measured against what households in the area earn, Chartiers Township is more affordable than 57% of U.S. towns, #350 of 1,035 in Pennsylvania. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 57%
CostlierMore affordable
Pennsylvania towns we grade (1,035)More affordable than 66%
How sure. Chartiers Township’s Census figures cover about 3,714 households. At the ends of the Census margins (area income ±$672, owners paying 30%+ ±5.1 points), Chartiers Township could be anywhere from B− to B.

How TownRatings grades cost of living →

Price trend

Home prices up 32% in 5 years

The federal house price index for the ZIP codes around Chartiers Township rose 32% over the past 5 years, slower than across Pennsylvania (48%). Last year prices rose 1.6%. Carrying the Census median home value forward with that index puts the typical Chartiers Township home at roughly $279,000 today.

Chartiers Township areaPennsylvania
0%+50%+100%+150%+200%200020052010201520202025
+1.6%
past year
+32%
past 5 years
+49%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $279K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Chartiers Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A year’s rent takes 19% of area income

The calculator starts from the area income the grade uses. Switch to Chartiers Township’s own median, or type yours.

Household income a year
$
Pittsburgh-area median household income, as in the grade
You could afford about
$294,000
Typical Chartiers Township home $279K

That covers a typical Chartiers Township home, with $15K to spare.

The typical home, each month
$1,680
Loan $1,380Tax $220Insurance $80

A two-bedroom rents for about $1,290 a month here, $390 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Chartiers Township’s typical property tax (0.95% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,290

Renters already here pay a median of $1,186.

Fair Market Rent a month, utilities included

Studio$990
1 bedroom$1,070
2 bedrooms$1,290
3 bedrooms$1,650
4 bedrooms$1,780
9%
of households rent · PA 31%
285
renter households
38%
of renters spend 30%+ of income on rent · PA 48%
16%
of the median income, for a two-bedroom
$1,186
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Pittsburgh, PA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

28 new homes permitted in 2025

Builders were permitted 28 new homes in Chartiers Township in 2025, all single-family houses, worth about $8.9 million to build. That's 3.1 per 1,000 residents, faster than across Pennsylvania (2). Over the past 10 years, Chartiers Township has permitted 633 homes in all.

Single-family2+ homes per building
050100150200020052010201520202025
28
new homes permitted in 2025
5
2026 so far (Jan–Aug)
3.1
per 1,000 residents · PA 2
633
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+814
New homes+403

Between the 2010 and 2020 censuses, Chartiers Township gained 814 residents while 403 new homes were permitted: about 2 new residents per new home, more than across Pennsylvania (1.4): growth outpaced building.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)550$1.3 million
202528280$8.9 million
202435350$9.6 million
202348480$11.1 million
202228235$6.3 million
20211161160$26.4 million
20201381380$27.3 million
20191079710$20.5 million
201870637$16.3 million
2017563422$11.5 million
2016770$1.3 million
201537370$8.5 million
201430300$7.7 million
201321210$4.1 million
201222220$5.2 million
201124204$5 million
201029290$5.6 million
200953530$6.9 million
200814140$2.2 million
2007554114$7.9 million
200693849$10.6 million
200547470$9.1 million
200441347$7.7 million
200323230$3.9 million
200224240$4.6 million
200127270$4.7 million
200025223$4 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Pennsylvania norm

The median bill is $2,363 (Pennsylvania: $3,311), 0.95% of a home’s value a year, against 1.30% statewide.

$2,363
median bill a year · PA $3,311
0.95%
of a home’s value a year · PA 1.30%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Chartiers Township

Only figures published free for the whole country, each labeled with the area it covers: the Pittsburgh, PA metro area, or Pennsylvania. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
95PA 98metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
101PA 99metroBEA, 2024
Utilities
U.S. = 100
108PA 109metroBEA, 2024
Other services
U.S. = 100
98PA 100metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Chartiers Township vs. its neighbors

Zillow publishes no value for Chartiers Township. North Strabane Township and Cecil Township and Muse and McGovern and South Strabane Township and Canton Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Chartiers TownshipB—$248K0.95%$1,290
Canton TownshipA−—$148K1.05%$1,200
Cecil TownshipC−—$347K1.04%$1,390
North Strabane TownshipC−—$356K1.02%$1,340
HoustonA$257K$204K0.87%$1,330
South Strabane TownshipC—$269K1.17%$1,200
McGovern–—$320K0.81%$1,280
Muse–—$340K1.30%$1,460

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Chartiers Township

Is Chartiers Township expensive to live in?

Measured against what households in the area earn, Chartiers Township costs less than 57% of U.S. towns: a B for cost of living, #350 of 1,035 in Pennsylvania. The typical home costs 3.3 years of the median household income of the Pittsburgh, PA metro area ($76K).

How much is rent in Chartiers Township?

HUD puts a two-bedroom at about $1,290 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,186 (Census 2020–24).

What are property taxes in Chartiers Township?

The median bill is $2,363 a year, 0.95% of the median home value (Pennsylvania: $3,311, 1.30%), from the Census 2020–24.

Neighbors talk housing

What Chartiers Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.