Photo: Mstraite · CC BY-SA 4.0FEMA expects more hazard damage per building in Millersburg than in 78% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Millersburg gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns, #97 of 142 in Oregon. Most of that expected damage is river and rain flooding (48%), then earthquakes (48%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Millersburg faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Millersburg’s grade
River and rain flooding is 48% of the building damage FEMA expects in Millersburg, and Millersburg’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts. Strong wind adds 3%, at a rate in the top 7% of U.S. census tracts.
C− #97 of 142 in Oregon; higher expected damage per building than 78% of U.S. towns (21,298).
All of Millersburg’s residents live in one census tract; the figures are that tract’s.
The typical Oregon town has higher expected damage than 69% of U.S. towns; within the state, Millersburg has more expected damage per building than 68% of Oregon towns.
In dollars, FEMA expects about $2.1M a year in losses across Millersburg: $1.8M to buildings, the rest to people and crops.
Does Millersburg flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Millersburg. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Millersburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Linn County.1 federal disaster brought FEMA money to Millersburg
Disasters that paid out in Millersburg itself (aid to households or repair grants to the City of Millersburg), newest first, with that year’s flood claims.
- 2012Severe Winter Storm, Flooding, Landslides, and Mudslides$6K to the City of Millersburg for repairs
Linn County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Linn County, 2003–2020.
Old photos of Millersburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Millersburg archive →Millersburg and its neighbors
Millersburg has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Millersburg | C−more damage than 78% | river and rain flooding | 0 |
| Albany | C−more damage than 83% | earthquakes | 12 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Millersburg faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Millersburg
Is Millersburg at risk for natural disasters?
On FEMA’s National Risk Index, Millersburg has higher expected damage per building than 78% of U.S. towns: C− for hazard risk, #97 of 142 in Oregon. Most of the expected damage is river and rain flooding (48%) and earthquakes (48%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Millersburg in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Linn County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Millersburg?
FEMA’s Community Rating System list shows no discount for Millersburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Millersburg?
By FEMA money that reached Millersburg, Severe Winter Storm, Flooding, Landslides, and Mudslides (2012): $6K to the City of Millersburg for repairs.
Is Millersburg at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (48%), and Millersburg’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Millersburg.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Millersburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.