Guest, Sign inJoin

Post to Jennings Lodge

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
C−Hazard risk
Natural hazards in Jennings Lodge · FEMA

FEMA expects more hazard damage per building in Jennings Lodge than in 75% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Jennings Lodge gets a C− for hazard risk: higher expected damage per building than 75% of U.S. towns, #86 of 142 in Oregon. Most of that expected damage is river and rain flooding (62%), then earthquakes (35%). Flood insurance has paid 11 claims here since 1996.

River and rain flooding 62%Earthquakes 35%Strong wind 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 75%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#86 of 142 in Oregon
Hazard risk
C−#86 of 142
in Oregon · higher than 75% of U.S. towns
Main hazard
River and rain flooding
62% of expected building damage
Flood claims
11
paid since 1996 · $434K
Flood claims per home
3 per 1,000
fewer than 52% of U.S. towns
By hazard

What Jennings Lodge faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about once a year in the area

Earthquakes

35%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Smaller shares here
 Strong wind Tornadoes Ice storms Hail Wildfire Winter storms Cold waves Heat waves Landslides Lightning Volcanic activity top 1%
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Jennings Lodge’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Jennings Lodge’s grade

River and rain flooding is 62% of the building damage FEMA expects in Jennings Lodge, and Jennings Lodge’s rate of river and rain flooding damage is higher than 72% of U.S. census tracts. Next is earthquakes at 35% (higher than 86% of U.S. census tracts).

Where Jennings Lodge sits
Jennings Lodge
Least damageMiddleMost damage

C− #86 of 142 in Oregon; higher expected damage per building than 75% of U.S. towns (21,298).

Jennings Lodge’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding62%Earthquakes35%Everything else3%

The typical Oregon town has higher expected damage than 69% of U.S. towns; within the state, Jennings Lodge has more expected damage per building than 60% of Oregon towns.

In dollars, FEMA expects about $3.2M a year in losses across Jennings Lodge: $2.2M to buildings, the rest to people and crops.

A small-area figure. Jennings Lodge covers 4 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Jennings Lodge flood? Sometimes: 11 flood claims since 1996

Every paid claim on a federal flood insurance policy in Jennings Lodge, from FEMA’s records: 3.0 per 1,000 homes, fewer than 52% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1996: 9 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 2 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19962015
19962026
11
paid claims since 1996
$434K
paid to owners
0
homes flooded more than once
$39K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Jennings Lodge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clackamas County.
Disasters

The storms Jennings Lodge remembers

None of the 15 disasters declared for Clackamas County shows FEMA aid or repair money reaching Jennings Lodge itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19969 flood claims paidThe year of High Winds, Severe Storms and Flooding, declared for Clackamas County
  2. 20152 flood claims paidThe year of Severe Winter Storms, Straight-line Winds, Flooding, Landslides, and Mudslides, declared for Clackamas County
Disasters declared, by decade
Paid out in Jennings LodgeClackamas County only

Clackamas County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 5 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Clackamas County, 2014–2022.

Were you here?

Old photos of Jennings Lodge after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jennings Lodge archive →
Next door

Jennings Lodge and its neighbors

Jennings Lodge is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Gladstone: hazard risk C−Oak Grove: hazard risk CWest Linn: hazard risk C+Oatfield: hazard risk B−GladstoneOak GroveWest LinnOatfieldJennings Lodge
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
OatfieldB−less damage than 53%earthquakes12
West LinnC+more damage than 64%river and rain flooding43
Oak GroveCmore damage than 71%earthquakes49
Jennings LodgeC−more damage than 75%river and rain flooding11
GladstoneC−more damage than 76%river and rain flooding11

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Jennings Lodge faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jennings Lodge

Is Jennings Lodge at risk for natural disasters?

On FEMA’s National Risk Index, Jennings Lodge has higher expected damage per building than 75% of U.S. towns: C− for hazard risk, #86 of 142 in Oregon. Most of the expected damage is river and rain flooding (62%) and earthquakes (35%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Jennings Lodge flood?

Flood insurance has paid 11 claims in Jennings Lodge since 1996, $434K in all, or 3.0 per 1,000 homes, fewer than 52% of U.S. towns with a flood insurance record.

Is Jennings Lodge in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clackamas County, 41% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Jennings Lodge?

FEMA’s Community Rating System list shows no discount for Jennings Lodge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Jennings Lodge at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (62%), and Jennings Lodge’s rate for it is higher than 72% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Jennings Lodge.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jennings Lodge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.