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City Hall, Helix - DPLA - f885dc4d75ac8d01a8aaf54ed719b5d4Photo: Gary Halvorson, Oregon State Archives · CC BY 4.0
–Not graded
Natural hazards in Helix · FEMA

Storms, floods and disasters in Helix

Helix isn’t graded for hazard risk: Helix has 471 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1994.

Flood claims
1
paid since 1994 · $11K
Disasters paid out here
0
of 8 declared for Umatilla County
By hazard

What Helix faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
Above average · higher than 66% of U.S. census tracts
Recorded about once every 2 years in the area

Wildfire

16%of expected building damage
Well above average · in the top 4% of U.S. census tracts

Earthquakes

9%of expected building damage
Above average · higher than 76% of U.S. census tracts
Smaller shares here
 Strong wind Tornadoes Hail Landslides top 3% Winter storms Ice storms Cold waves Heat waves Lightning Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 18% of Helix’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Helix flood? Rarely: 1 flood claim since 1994

Every paid claim on a federal flood insurance policy in Helix, from FEMA’s records.

Paid flood claims, by year
1994: 1 claim1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1994
19942026
1
paid claims since 1994
$11K
paid to owners
0
homes flooded more than once
$11K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Helix isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Umatilla County.
Disasters

The storms Helix remembers

None of the 8 disasters declared for Umatilla County shows FEMA aid or repair money reaching Helix itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19941 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in HelixUmatilla County only

Umatilla County has had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Umatilla County, 2001–2026.

Were you here?

Old photos of Helix after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Helix archive →
Be ready

Get ready for what Helix faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Helix

Does Helix flood?

Flood insurance has paid 1 claim in Helix since 1994, $11K in all.

Is Helix in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Umatilla County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in Helix?

FEMA’s Community Rating System list shows no discount for Helix’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Helix.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Helix’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.