Nicoma Park’s building-damage rate from tornadoes is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Nicoma Park gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns. Most of that expected damage is river and rain flooding (56%), then tornadoes (20%). Flood insurance has paid 3 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nicoma Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nicoma Park’s grade
River and rain flooding is 56% of the building damage FEMA expects in Nicoma Park, and Nicoma Park’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Tornadoes add 20%, at a rate in the top 2% of U.S. census tracts.
B− higher expected damage per building than 52% of U.S. towns (21,298).
All of Nicoma Park’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $780K a year in losses across Nicoma Park: $488K to buildings, the rest to people and crops.
Does Nicoma Park flood? Rarely: 3 flood claims since 1993
Every paid claim on a federal flood insurance policy in Nicoma Park, from FEMA’s records: 2.8 per 1,000 homes, fewer than 54% of the 13,809 U.S. towns with a flood insurance record.
Nicoma Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oklahoma County.3 federal disasters brought FEMA money to Nicoma Park
Disasters that paid out in Nicoma Park itself (aid to households or repair grants to the City of Nicoma Park), newest first, with that year’s flood claims.
- 2020Severe Winter Storm$145K to the City of Nicoma Park for repairs
- 2007Severe Winter Storms$320K to the City of Nicoma Park for repairs
- 2007Severe Storms, Flooding, and Tornadoes2 households applied for aid$419 aid approved
Oklahoma County has had 31 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 14 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Oklahoma County, 2005–2026.
Old photos of Nicoma Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nicoma Park archive →Nicoma Park and its neighbors
Nicoma Park has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Nicoma Park | B−more damage than 52% | river and rain flooding | 3 |
| Midwest City | C+more damage than 64% | river and rain flooding | 48 |
| Choctaw | C+more damage than 65% | river and rain flooding | 19 |
| Spencer | Cmore damage than 72% | river and rain flooding | 12 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nicoma Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nicoma Park
Is Nicoma Park at risk for natural disasters?
On FEMA’s National Risk Index, Nicoma Park has higher expected damage per building than 52% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (56%) and tornadoes (20%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Nicoma Park flood?
Flood insurance has paid 3 claims in Nicoma Park since 1993, $11K in all, or 2.8 per 1,000 homes, fewer than 54% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Nicoma Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oklahoma County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Nicoma Park?
FEMA’s Community Rating System list shows no discount for Nicoma Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nicoma Park?
By FEMA money that reached Nicoma Park, Severe Winter Storms (2007): $320K to the City of Nicoma Park for repairs.
Is Nicoma Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (56%), and Nicoma Park’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nicoma Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nicoma Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.