FEMA puts Langston’s expected hazard damage per building above that of 78% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Langston gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns. Most of that expected damage is river and rain flooding (38%), then tornadoes (34%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Langston faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Langston’s grade
River and rain flooding is 38% of the building damage FEMA expects in Langston, and Langston’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Tornadoes add 34%, at a rate in the top 1% of U.S. census tracts.
C− higher expected damage per building than 78% of U.S. towns (21,298).
Langston’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Langston: $555K to buildings, the rest to people and crops.
Does Langston flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Langston. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Langston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Logan County.3 federal disasters brought FEMA money to Langston
Disasters that paid out in Langston itself (aid to households or repair grants to the Town of Langston), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, and Flooding5 households applied for aid$3K aid approved
- 2007Severe Storms, Flooding, and Tornadoes1 households applied for aid$3K aid approved
- 2007Severe Storms, Tornadoes and Flooding$7K to the Town of Langston for repairs
Logan County has had 34 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 6 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Logan County, 2000–2025.
Old photos of Langston after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Langston archive →Langston and its neighbors
Langston has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Langston | C−more damage than 78% | river and rain flooding | 0 |
| Coyle | — | 522 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Langston faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Langston
Is Langston at risk for natural disasters?
On FEMA’s National Risk Index, Langston has higher expected damage per building than 78% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (38%) and tornadoes (34%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Langston in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Logan County, 4% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Langston?
FEMA’s Community Rating System list shows no discount for Langston’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Langston?
By FEMA money that reached Langston, Severe Storms, Tornadoes and Flooding (2007): $7K to the Town of Langston for repairs.
Is Langston at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (38%), and Langston’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Langston.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Langston’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.