Guest, Sign inJoin

Post to Konawa

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Konawa ArmoryKonawa Armory · Photo: kennethaw88 · CC BY 4.0
C−Hazard risk
Natural hazards in Konawa · FEMA

On FEMA’s figures, Konawa faces more hazard damage per building than 79% of U.S. towns, led by river and rain flooding

On FEMA’s National Risk Index, Konawa gets a C− for hazard risk: higher expected damage per building than 79% of U.S. towns. Most of that expected damage is river and rain flooding (41%), then hail (28%). Flood insurance has paid 1 claim here since 2015.

River and rain flooding 41%Hail 28%Tornadoes 10%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 79%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C−
in Oklahoma · higher than 79% of U.S. towns
Main hazard
River and rain flooding
41% of expected building damage
Flood claims
1
paid since 2015 · $19K
Disasters paid out here
8
of 23 declared for Seminole County

What stands out about Konawa’s natural hazards

From FEMA’s model and FEMA’s records, below.

Hail: the top 1% of U.S. tractsFEMA’s building-damage rate for hail here ranks in the top 1% of U.S. census tracts; it is 27.9% of the damage it expects.Made safer with FEMA grants1 storm safe room built with FEMA grants.
By hazard

What Konawa faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

41%of expected building damage
About average · lower than 53% of U.S. census tracts
Recorded about once every 2 years in the area

Hail

28%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 10 times a year in the area

Tornadoes

10%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once every 8 years in the area

Ice storms

9%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Earthquakes Winter storms Cold waves top 2% Lightning top 5% Hurricanes Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 16% of Konawa’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Konawa’s grade

River and rain flooding is 41% of the building damage FEMA expects in Konawa, and Konawa’s rate of river and rain flooding damage is lower than 53% of U.S. census tracts. Hail adds 28%, at a rate in the top 1% of U.S. census tracts.

Where Konawa sits
Konawa
Least damageMiddleMost damage

C− higher expected damage per building than 79% of U.S. towns (21,298).

All of Konawa’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding41%Hail28%Tornadoes10%Everything else21%

In dollars, FEMA expects about $594K a year in losses across Konawa: $288K to buildings, the rest to people and crops.

Shared tract.All of Konawa’s 1,288 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Konawa flood? Rarely: 1 flood claim since 2015

Every paid claim on a federal flood insurance policy in Konawa, from FEMA’s records: 1.7 per 1,000 homes, fewer than 66% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2015
20152026
Biggest named events
  • The Early summer storms1 claim · $19K
1
paid claims since 2015
$19K
paid to owners
0
homes flooded more than once
$19K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Konawa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seminole County.
What’s been done with FEMA grants
1storm safe room built
Disasters

8 federal disasters brought FEMA money to Konawa

Disasters that paid out in Konawa itself (aid to households or repair grants to the City of Konawa), newest first, with that year’s flood claims.

  1. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding48 households applied for aid$47K aid approved$10K to the City of Konawa for repairs1 flood claim paid that year
  2. 2013Severe Storms, Tornadoes, and Flooding1 households applied for aid$3K aid approved$28K to the City of Konawa for repairs
  3. 2010Severe Winter Storm$47K to the City of Konawa for repairs
  4. 2007Severe Storms, Tornadoes, and Flooding5 households applied for aid$3K aid approved
  5. 2007Severe Storms, Flooding, and Tornadoes24 households applied for aid$29K aid approved
  6. 2007Severe Winter Storms$9K to the City of Konawa for repairs
Show all 8
  1. 2005Extreme Wildfire Threat$1K to the City of Konawa for repairs
  2. 2000Severe Winter Ice Storm$7K to the City of Konawa for repairs
Disasters declared, by decade
Paid out in KonawaSeminole County only

Seminole County has had 23 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Seminole County, 2005–2005.

Were you here?

Old photos of Konawa after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Konawa archive →
Be ready

Get ready for what Konawa faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Konawa

Is Konawa at risk for natural disasters?

On FEMA’s National Risk Index, Konawa has higher expected damage per building than 79% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (41%) and hail (28%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Konawa flood?

Flood insurance has paid 1 claim in Konawa since 2015, $19K in all, or 1.7 per 1,000 homes, fewer than 66% of U.S. towns with a flood insurance record. The most claims came from Early summer storms (1).

Is Konawa in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Seminole County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Konawa?

FEMA’s Community Rating System list shows no discount for Konawa’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Konawa?

By FEMA money that reached Konawa, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): 48 households applied for aid, $47K approved, and $10K to the City of Konawa for repairs. By flood claims, Early summer storms: 1 paid, $19K.

Is Konawa at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (41%), and Konawa’s rate for it is lower than 53% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Konawa.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Konawa’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.