Storms, floods and disasters in Indiahoma
Indiahoma isn’t graded for hazard risk: Indiahoma has 297 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1987.
What Indiahoma faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Indiahoma flood? Rarely: 2 flood claims since 1987
Every paid claim on a federal flood insurance policy in Indiahoma, from FEMA’s records.
Indiahoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Comanche County.4 federal disasters brought FEMA money to Indiahoma
Disasters that paid out in Indiahoma itself (aid to households or repair grants to the Town of Indiahoma), newest first, with that year’s flood claims.
- 2021Severe Winter Storms3 households applied for aid$3K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding71 households applied for aid$896K aid approved
- 2010Severe Winter Storm$5K to the Town of Indiahoma for repairs
- 2007Severe Storms, Flooding, and Tornadoes10 households applied for aid$28K aid approved
Comanche County has had 25 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Comanche County, 2003–2011.
Old photos of Indiahoma after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Indiahoma archive →Get ready for what Indiahoma faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Indiahoma
Does Indiahoma flood?
Flood insurance has paid 2 claims in Indiahoma since 1987, $17K in all. 1 properties have flooded more than once.
Is Indiahoma in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Comanche County, 20% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Indiahoma?
FEMA’s Community Rating System list shows no discount for Indiahoma’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Indiahoma?
By FEMA money that reached Indiahoma, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2015): 71 households applied for aid, $896K approved.
Storm stories
Memories, warnings and help from neighbors in Indiahoma.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Indiahoma’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.